126 E Elm St, Elliott, IL 60933 Property Records

Ford County property record for 126 E Elm St, Elliott, IL 60933

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1930
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Dec 2024)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-12-11-153-010`

Property Details

APN / Parcel Number

Primary APN	`10-12-11-153-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	780 sqft

Location & Zoning

Street Address	126 E ELM ST
City	ELLIOTT
State	IL
Zip	60933-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 4 & 5 BLK 2 O T ELLIOTT 75 X 160 ZONING R-2
Legal Range	08E
Legal Township	23N
Legal Section	11
Legal Subdivision	ELLIOTT ORIGINAL TOWN
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	FORD IL
Township / Civil Division	DIX
Census Block Group	2
Census Block	2054
Census Tract	961700

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 E ELM ST, ELLIOTT, IL 60933-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 4, 2019	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2024284729
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	253470
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	126 E ELM ST, ELLIOTT, IL 60933-1000
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	277673
Date	Oct 15, 2021
Instrument	277673

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jan 4, 2019
Property Address	126 E ELM ST, ELLIOTT, IL 60933-1000
Document Number	270208
Instrument Date	Jan 4, 2019
Instrument	270208
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1303 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2069
Investor	Possibly a Property Investor

Mortgage

Document Number	270209
Date	Jan 4, 2019
Instrument	270209

Lender

Name	BUSEY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Dix Township
Municipality	Elliott Village
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (+24.02%) Homeowner's exemption	$48,690 (+12.11%) Land $1,330 Building $47,360	$146,070 (+12.11%) Land $3,990 Building $142,080
2024	$2,897.00 (+5.81%)	$43,430 (+20.47%) Land $1,190 Building $42,240	$130,290 (+20.47%) Land $3,570 Building $126,720
2022	$2,738.00	$36,050 Land $990 Building $35,060	$108,150 Land $2,970 Building $105,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLIOTT serves 269 people · EPA ID IL0530050
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000

May also be available: Nextlink.

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