Mercer County property record for 126 Dory Dr, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,065 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $439,000 (Jun 2026) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042.00-00038.03 |
| Primary APN | 042.00-00038.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| Basement Area | 904 sqft |
| Unfinished Basement | 2,061 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 1,161 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6869 |
|---|---|
| Street Address | 126 DORY DR |
| City | SALVISA |
| State | KY |
| Zip | 40372-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SALVISA HGTS SUBD H & LOT #3 |
| Legal Subdivision | SALVISA HGTS SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 960100 |
126 Dory Dr is owner-occupied and held in a trust since June 2026.
Source: Mercer County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE NATIONAL BANK |
| Jan 16, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK |
| Feb 5, 2026 | Deed, Transfer · Construction Mortgage CENTRAL KENTUCKY AG CREDIT ASSN |
| Jan 16, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 202612088792 |
| Deed Book / Page | 391 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Document Number | 0012088792 |
| Book / Page | 391 / 191 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202612088792 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,339.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Document Number | 0012088795, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202612088795 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M658/024 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | M658/024 |
| Instrument | 183117 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M658/752 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | M658/752 |
| Instrument | 183419 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 10, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Feb 5, 2026 |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Document Number | 00D389/545 |
| Book / Page | D389 / 545 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 12081998 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6365 DEEP CREEK RD, HARRODSBURG, KY 40330-8104 |
| Name | Verified Name |
|---|---|
| Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Document Number | 00M827/600 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | M827/600 |
| Instrument | 12081999 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40504 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 183419 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | M658/752 |
| Instrument | 183419 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 10, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 126 DORY DR, SALVISA, KY 40372-9713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 183117 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | M658/024 |
| Instrument | 183117 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 126 Dory Dr was $1,047 with a homeowner's exemption, down 43.3% from the year before.
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 (-43.25%) Homeowner's exemption | $263,670 Land $20,000 Building $243,670 | $263,670 Land $20,000 Building $243,670 |
| 2024 | $1,845.00 (-23.79%) | ||
| 2023 | $2,421.00 | $200,790 | $200,790 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 126 Dory Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Dory Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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