126 Dearmin Ter, Franklin, NC 28734 Property Records

Macon County property record for 126 Dearmin Ter, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1996
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2021)
Tax Bill	$873 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6595305150`

Property Details

APN / Parcel Number

Primary APN	`6595305150`
Alternative APN	`148983`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Deck Area	278 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	148983
Street Address	126 DEARMIN TER
City	FRANKLIN
State	NC
Zip	28734-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR2
Legal Description	LOT 10 H L DEARMIN LAND
Legal Subdivision	H L DEARMIN LAND
Legal Lot Number	10
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2007
Census Tract	970304

Owner

126 Dearmin Ter is owned and occupied by an individual who bought it in February 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	126 DEARMIN TER, FRANKLIN, NC 28734-2711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Feb 26, 2014 · Amount on File
Deed Document Number	20211744
Deed Book / Page	40 / 25
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	00P35/2174
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 25, 2021
Property Address	126 DEARMIN TER, FRANKLIN, NC 28734-2711
Document Number	0000R40/25
Book / Page	R-40 / 25
Map Reference	PL 1 SL 115 PG 1
Instrument Date	Feb 25, 2021
Instrument	2021001744
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 DEARMIN TER, FRANKLIN, NC 28734-2711

Mortgage

Document Number	2021001745
Date	Feb 25, 2021
Instrument	2021001745

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 126 Dearmin Ter was $873.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$873.00	$221,720 Land $43,090 Building $178,630	$221,720 Land $43,090 Building $178,630
2025	$873.00
2023	$822.00	$221,720 Land $43,090 Building $178,630	$221,720 Land $43,090 Building $178,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Dearmin Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Dearmin Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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