126 Cypress Dr, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 126 Cypress Dr, Atlantic Beach, NC 28512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1976
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2018)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6365.13.03.8193000`

Property Details

APN / Parcel Number

Primary APN	`6365.13.03.8193000`
Alternative APNs	`522013` `59832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
Gross Area	2,283 sqft
1st Floor Area	1,728 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	115 ft deep x 113 ft wide
Deck Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	59832
Street Address	126 CYPRESS DR
City	ATLANTIC BEACH
State	NC
Zip	28512-6715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 BU PINE KNOLL SHORES
Legal Subdivision	PINE KNOLL SHORES
Legal Block	03
Legal Lot Number	1
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2015
Census Tract	971003

Owner

126 Cypress Dr is owned by two individuals who bought it in May 2018.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1913 SAINT PATRICK DR, RALEIGH, NC 27603-4917
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS/OH
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITY RSRCS/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Deed Document Number	20181609008
Deed Book / Page	1609 / 8
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	126 CYPRESS DR, PINE KNOLL SHORES, NC 28512-6715
Document Number	0016750237
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 CYPRESS DR PINE KNOLL SHORES NC 285126715, PINE KNOLL SHORES, NC 28512-6715

Mortgage

Document Number	0016750237
Date	Jun 16, 2020
Book Page	001675/000237

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 21, 2018
Property Address	126 CYPRESS DR, PINE KNOLL SHORES, NC 28512-6715
Document Number	0016090008
Book / Page	001609 / 000008
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 SAINT PATRICK DR RALEIGH NC 276034917, RALEIGH, NC 27603-4917

Mortgage

Document Number	16090009
Date	May 21, 2018
Book Page	001609/000009

Lender

Name	EQUITY RSRCS/OH
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 126 Cypress Dr was $1,332.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,524 (-) Land $231,035 Building $317,489	$548,524 (-) Land $231,035 Building $317,489
2025	$1,332.00	$548,524 Land $231,035 Building $317,489	$548,524 Land $231,035 Building $317,489
2023		$243,559 Land $100,259 Building $143,300	$243,559 Land $100,259 Building $143,300
2022	$818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Cypress Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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