Washington County property record for 126 Cumer Rd, Mc Donald, PA 15057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,897 sqft · built 1991 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2021) |
| Tax Bill | $6,071 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-006-00-00-0074-12 |
| Primary APN | 140-006-00-00-0074-12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 91,476 sqft (2.1 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 825 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 126 CUMER RD |
|---|---|
| City | MC DONALD |
| State | PA |
| Zip | 15057-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2.1 AC HSE 1 STY FR/POOL |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | CECIL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 795800 |
126 Cumer Rd is owned and occupied by an individual who bought it in June 2021.
Source: Washington County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 CUMER RD, MC DONALD, PA 15057-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jun 8, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CMNWLT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on File |
| Deed Sale | Jun 8, 2021 · Amount on File |
| Deed Document Number | 202117349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Aug 14, 2026 |
| Property Address | 126 CUMER RD, MC DONALD, PA 15057-4433 |
| Document Number | 0000016746 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202616746 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000016746, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202616746 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 11, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Jun 8, 2021 |
| Property Address | 126 CUMER RD, MC DONALD, PA 15057-4433 |
| Document Number | 0000017349 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 202117349 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ABSTRACT CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CUMER RD, MC DONALD, PA 15057-4433 |
| Document Number | 0000017350 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 202117350 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 126 CUMER RD, MC DONALD, PA 15057-4433 |
| Document Number | 0000031103 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | SIMMS 155 CUMER RD MCDONALD PA 15057, MCDONALD, PA 15057 |
| Document Number | 0000031103 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 31103 |
| Name | FIRST CMNWLT BK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 126 Cumer Rd was $6,071.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| County Subdivision | Cecil Township |
| Unified School District | Canon-McMillan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,071.00 | $349,800 (-) Land $55,800 Building $294,000 | $349,800 Land $55,800 Building $294,000 |
| 2025 | $6,071.00 | $349,800 Land $55,800 Building $294,000 | |
| 2023 | $5,177.00 | $325,000 (-) Land $55,800 Building $269,200 | |
| 2022 | $5,177.00 | $325,000 Land $55,800 Building $269,200 | |
| 2015 | $349,800 Land $55,800 Building $294,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Cumer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 126 Cumer Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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