126 Crystal Creek Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 126 Crystal Creek Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,910 sqft · built 2015
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$476,327 (Jun 2023)
Tax Bill	$8,399 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R263196`

Property Details

APN / Parcel Number

Primary APN	`R263196`
Alternative APNs	`72476490602100111` `263196`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,910 sqft Living Area
Gross Area	4,404 sqft
1st Floor Area	2,110 sqft
2nd Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	126 CRYSTAL CREEK DR
City	RED OAK
State	TX
Zip	75154-0119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK F HICKORY CREEK ADDITION PH 2 .177 AC
Legal Subdivision	HICKORY CREEK ADDITION PH 2
Legal Block	F
Legal Lot Number	21
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2021
Census Tract	60206

Owner

126 Crystal Creek Dr is owned and occupied by an individual who bought it in June 2023.

Source: Ellis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	126 CRYSTAL CREEK DR, RED OAK, TX 75154-0119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Vendor's Lien, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	202318071
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0000016136
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 26, 2023
Property Address	126 CRYSTAL CREEK DR, RED OAK, TX 75154-0119
Document Number	0002318071
Map Reference	CAB I PG 494
Instrument Date	Jun 16, 2023
Instrument	2318071
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14921 W CAMDON DR, CASA GRANDE, AZ 85194-7207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CRYSTAL CREEK DR, RED OAK, TX 75154-0119

Mortgage

Document Number	0002318072
Date	Jun 26, 2023
Instrument	2318072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	126 CRYSTAL CREEK DR, RED OAK, TX 75154-0119
Document Number	0000021941
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 CRYSTAL CREEK DR RED OAK TX 751540119, RED OAK, TX 75154-0119

Mortgage

Document Number	0000021941
Date	Jul 1, 2020
Instrument	21941

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 126 Crystal Creek Dr was $8,399 with a homeowner's exemption, down 19.1% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,000 (-0.24%) Land $77,000 Building $409,000	$486,000 (-0.24%) Land $77,000 Building $409,000
2025	$8,399.00 (-19.07%) Homeowner's exemption	$487,159 Land $77,000 Building $410,159	$487,159 Land $77,000 Building $410,159
2024	$10,378.00 (+33.51%)
2023	$7,773.00 (+640.29%) Homeowner's exemption	$541,737 (+23.65%) Land $60,500 Building $481,237	$541,737 (+23.65%) Land $60,500 Building $481,237
2022	$1,050.00 Homeowner's exemption	$438,106 Land $62,500 Building $375,606	$438,106 Land $62,500 Building $375,606
2018	$8,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Crystal Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Crystal Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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