126 Cottage St, Houston, TX 77009 Property Records

Harris County property record for 126 Cottage St, Houston, TX 77009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1929
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-020-008-0005`

Property Details

APN / Parcel Number

Primary APN	`055-020-008-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,000 sqft (0.207 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0550200080005
Street Address	126 COTTAGE ST
City	HOUSTON
State	TX
Zip	77009-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 & 8 BLK 8 WOODLAND COURT
Legal Subdivision	WOODLAND COURT
Legal Block	8
Legal Lot Number	5,8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1051
Census Tract	210400

Owner

126 Cottage St is owned and occupied by two individuals.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 COTTAGE ST, HOUSTON, TX 77009-5527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	126 COTTAGE ST, HOUSTON, TX 77009-5527
Document Number	0000050367
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COTTAGE ST HOUSTON TX 770095527, HOUSTON, TX 77009-5527

Mortgage

Document Number	0000050367
Date	Feb 3, 2017
Instrument	50367

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 126 Cottage St was $4,321 with a homeowner's exemption, up 5.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,084 (-) Land $297,000 Building $137,084	$434,084 (-) Land $297,000 Building $137,084
2025	$4,321.00 (+5.39%) Homeowner's exemption	$434,084 Land $297,000 Building $137,084	$434,084 Land $297,000 Building $137,084
2024	$4,100.00
2023		$434,123 Land $294,000 Building $140,123	$434,123 Land $294,000 Building $140,123
2022	$3,480.00
2020	$3,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20