126 Cottage Rd, Carthage, TX 75633 Property Records

Panola County property record for 126 Cottage Rd, Carthage, TX 75633

Property Summary

Property Type	Single Family Home
Details	3,060 sqft · built 1949
Lot Size	0.953 acres (41,513 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Apr 2021)
Tax Bill	$5,942 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 1 more
APN	`01415-01840-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01415-01840-00000-000000`
Alternative APN	`5164`

Interior

Building Area	3,060 sqft Total Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	41,513 sqft (0.953 acres)
Lot Dimensions	191 ft deep x 192 ft wide
Garage Type	Attached
Garage Area	460 sqft

Location & Zoning

Account Number	01415-01840-00000-000000
Street Address	126 COTTAGE RD
City	CARTHAGE
State	TX
Zip	75633-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	BLK 215 LT 3 & PT LT 4
Legal Subdivision	GEORGE GOODWIN SURVEY ABSTRACT NO 224
Legal Block	215
Legal Lot Number	3,4
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	2
Census Block	2016
Census Tract	950402

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 COTTAGE RD, CARTHAGE, TX 75633-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BEACON FCU
Apr 6, 2021	Vendor's Lien, Transfer · Conventional Mortgage BEACON FCU
Dec 5, 2019	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	2021232504
Deed Book / Page	2133 / 230
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	2133/230
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	126 COTTAGE RD, CARTHAGE, TX 75633-1508
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002187/484
Date	Jan 14, 2022
Book Page	2187/484
Instrument	239226

Lender

Name	BEACON FCU
Type	Credit Union
Address	LA PORTE, TX 77571

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2051

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Apr 6, 2021
Property Address	126 COTTAGE RD, CARTHAGE, TX 75633-1508
Document Number	2133/230
Book / Page	2133 / 230
Map Reference	VOL 3 PG 396
Instrument Date	Mar 31, 2021
Instrument	232504
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 COTTAGE RD, 126, CARTHAGE, TX 75633-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CLEAR LAKE RD, CLEAR LAKE SHORES, TX 77565-2454

Mortgage

Document Number	232505
Date	Apr 6, 2021
Instrument	232505

Lender

Name	BEACON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Dec 5, 2019
Property Address	126 COTTAGE RD, CARTHAGE, TX 75633-1508
Document Number	2055/323
Book / Page	2055 / 323
Instrument Date	Dec 3, 2019
Instrument	221423
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 WEEPING OAK LN, 730, SPRING, TX 77388-8918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COTTAGE RD, CARTHAGE, TX 75633-1508

Mortgage

Document Number	221424
Date	Dec 5, 2019
Instrument	221424

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,942.00 (+9.51%) Homeowner's exemption	$252,070 (-21.84%)	$318,570 (-1.22%) Land $78,600 Building $239,970
2025	$5,426.00 (+116.95%) Homeowner's exemption	$322,490 (+70.29%) Land $78,600 Building $243,890	$322,490 (+70.29%) Land $78,600 Building $243,890
2023		$189,380 Land $20,430 Building $168,950	$189,380 Land $20,430 Building $168,950
2022	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Etex Telephone, Spectrum.

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