126 Compass Point Dr, Madison, AL 35758 Property Records

Madison County property record for 126 Compass Point Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,357 sqft · built 1999
Lot Size	0.326 acres (14,205 sqft)
Owner	Individual Name on Record
Last Sale	$428,500 (May 2026)
Tax Bill	$2,295 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-22-0-002-002.040`

Property Details

APN / Parcel Number

Primary APN	`16-05-22-0-002-002.040`
Alternative APN	`187393`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,357 sqft Living Area
1st Floor Area	2,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,205 sqft (0.326 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	187393
Street Address	126 COMPASS POINT DR
City	MADISON
State	AL
Zip	35758-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 BLK 1 COMPASS POINTE PH 1 A RESUB OF LOT 1 OF A RESUB OF LOT 5 BLK 1 OF EDGEWATER
Legal Subdivision	COMPASS POINTE PH 1
Legal Block	1
Legal Lot Number	47
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	3
Census Block	3008
Census Tract	11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 COMPASS POINT DR, MADISON, AL 35758-7977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Book / Page	2026 / 22178
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	May 19, 2026
Property Address	126 COMPASS POINT DR, MADISON, AL 35758-7977
Document Number	2026106292
Book / Page	2026 / 106292
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026106292,
Date	May 19, 2026
Book Page	2026/106292

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	May 19, 2026
Property Address	126 COMPASS POINT DR, MADISON, AL 35758-7977
Document Number	2026022178
Book / Page	2026 / 22178
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BOUNDARY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,278.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COMPASS POINT DR, MADISON, AL 35758-7977

Mortgage

Document Number	2026106292,
Date	May 19, 2026
Book Page	2026/106292

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,295.00 (+1.5%)
2025	$2,261.00 (+3.57%) Homeowner's exemption	$33,080 (+3.5%) Land $7,500 Building $25,580	$330,800 (+3.5%) Land $75,000 Building $255,800
2023	$2,183.00 (+18.06%) Homeowner's exemption	$31,960 (+17.67%) Land $7,500 Building $24,460	$319,600 (+17.72%) Land $75,000 Building $244,600
2022	$1,849.00 Homeowner's exemption	$27,160 Land $5,500 Building $21,660	$271,500 Land $55,000 Building $216,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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