Lafayette County property record for 126 Co Rd 104, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,020 (Apr 2026) |
| Tax Bill | $840 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-32-003.02 |
| Primary APN | 089-32-003.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28135 |
|---|---|
| Street Address | 126 COUNTY ROAD 104 |
| City | OXFORD |
| State | MS |
| Zip | 38655-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SW1/4 SE1/4 PREV APN: 058 -32-012-B |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 32 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950403 |
126 Co Rd 104 is owned and occupied by an individual who bought it in April 2026.
Source: Lafayette County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC |
| Apr 19, 2006 | Deed of Trust, Mortgage · ARM FIELDSTONE MORTGAGE CO |
| Apr 27, 2026 | Warranty Deed, Transfer · VA Mortgage TRUST BANK |
| Dec 17, 2020 | Warranty Deed, Transfer · Commercial Mortgage THE BANK OF HOLLY SPRING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Dec 17, 2020 · Amount on File |
| Deed Document Number | 20263276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Document Number | 0020241830 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024-1830 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TUPELO, MS 38801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200603661 |
|---|---|
| Date | Apr 19, 2006 |
| Instrument | 200603661 |
| Name | FIELDSTONE MORTGAGE CO |
|---|---|
| Type | Subprime Lender |
| Address | COLUMBIA, MD 21044 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Type Change Date | May 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 12.2% |
| Index | 6-Month LIBOR |
| Max Rate | 15.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 27, 2026 |
| Property Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Document Number | 0000003276 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.3276 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Document Number | 0000003277, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.3277 |
| Name | TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 17, 2020 |
| Property Address | 126 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Document Number | 0202012148 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 202012148 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
| Name | Verified Name |
|---|---|
| Address | 126 COUNTRYVIEW LN, OXFORD, MS 38655-8317 |
| Document Number | 0202012149 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 202012149 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 14, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 126 Co Rd 104 was $840 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $840.00 Homeowner's exemption | $10,860 | $108,600 Land $11,500 Building $97,100 |
| 2023 | $1,418.00 | $13,295 | $88,630 Land $11,500 Building $77,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 126 Co Rd 104 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Co Rd 104 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures