126 Chestnut St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 126 Chestnut St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,259 sqft · built 1880
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$1,580,000 (Aug 2022)
Tax Bill$29,788 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN13-02401-0000-00022

Property Details

APN / Parcel Number

Primary APN13-02401-0000-00022
Alternative APN
  • 130240100022

Interior

Stories2 Stories
Building Area3,259 sqft Living Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1941
Construction TypeFrame
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions200 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130240100022
Street Address126 CHESTNUT ST
CityMONTCLAIR
StateNJ
Zip07042-3068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description70X200
Legal SubdivisionTOWNSHIP/MONTCLAIR
Legal Block2401
Legal Lot Number22
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3004
Census Tract16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 CHESTNUT ST, MONTCLAIR, NJ 07042-3068
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 18, 2021Deed, Construction Loan · Construction Mortgage
COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleAug 18, 2021 · Amount on Record
Deed Document Number202279233
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 25, 2022
Property Address126 CHESTNUT ST, MONTCLAIR, NJ 07042-3068
Document Number0000079233
Instrument DateAug 18, 2022
Instrument2022079233
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyTITLE EVOLUTION, TITLE EVOLUTION LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SURREY LN, LIVINGSTON, NJ 07039-1912

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address126 CHESTNUT ST, MONTCLAIR, NJ 07042-3068
InvestorPossibly a Property Investor

Mortgage

Document Number0000079237
DateAug 25, 2022
Instrument2022079237
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 18, 2021
Property Address126 CHESTNUT ST, MONTCLAIR, NJ 07042-3068
Document Number0000101647
Instrument DateAug 4, 2021
Instrument2021101647
Transaction TypeConstruction Loan
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, ACRES LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12611 VILLARD PL, OREGON CITY, OR 97045-7291

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 CHESTNUT ST, MONTCLAIR, NJ 07042-3068

Mortgage

Document Number0000101653
DateAug 18, 2021
Instrument2021101653
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$847,200 (-) Land $220,000 Building $627,200$847,200 (-) Land $220,000 Building $627,200
2025$29,788.00 (+3.32%)$847,200 (-) Land $220,000 Building $627,200$847,200 (-) Land $220,000 Building $627,200
2024$28,830.00 (+3.5%)
2023$847,200 Land $220,000 Building $627,200$847,200 Land $220,000 Building $627,200
2022$27,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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