Middlesex County and Waltham City property record for 126 Charles St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,840 sqft · built 1915 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Trust Name on File |
| Last Sale | $75,000 (Oct 1998) |
| Tax Bill | $7,570 (2026) |
| Deeds & Mortgages | Feb 2022 Transfer Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21381 |
| Primary APN | 21381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 3,500 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,400 sqft (0.055 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 21381 |
|---|---|
| Street Address | 126 CHARLES ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-4288 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Subdivision | WALTHAM |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 368800 |
126 Charles St, a duplex, is owner-occupied and held in a trust since January 2022.
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 1, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 1, 2022 | Personal Representative Deed, Transfer |
| Feb 1, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1998 · Amount on File |
| Deed Sale | Oct 28, 1998 · Amount on File |
| Last Transfer Date | Jan 15, 2022 |
| Transfer Doc | 079624-380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 079624-375 |
| Book / Page | 79624 / 375 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 17365 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 079624-373 |
| Book / Page | 79624 / 373 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 17364 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
| Document Number | 079624-380 |
| Book / Page | 79624 / 380 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 17367 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CHARLES ST, WALTHAM, MA 02453-4288 |
The 2026 property tax bill for 126 Charles St was $7,570, up 2.5% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,570.00 (+2.55%) | $733,500 (-2.42%) Land $326,300 Building $407,200 | $787,142 |
| 2025 | $7,382.00 (+8.69%) | $751,700 (+6.68%) Land $297,300 Building $454,400 | |
| 2024 | $6,792.00 (+7.69%) | $704,600 (+15.3%) Land $295,500 Building $409,100 | |
| 2023 | $6,307.00 | $611,100 Land $283,200 Building $327,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 126 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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