126 Charles St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 126 Charles St, Cambridge, MA 02141 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	7,840 sqft · built 1989
Lot Size	0.115 acres (5,008 sqft)
Owner	Company Name on File
Last Sale	$1,291,557 (Jul 2005)
Tax Bill	$29,983 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-25`

Property Details

APN / Parcel Number

Primary APN	`27-25`
Alternative APN	`CAMB M:00027 L:00025`

Interior

Units	8 Units
Stories	4 Stories
Building Area	7,840 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	1,960 sqft
Unfinished Basement	1,960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Glass
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,008 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	126 CHARLES ST
City	CAMBRIDGE
State	MA
Zip	02141-2152
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	25
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records · APN 27-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1018 BEACON ST, BROOKLINE, MA 02446-4084
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2005 · Amount on Record
Deed Sale	Jul 28, 2005 · Amount on Record
Prior Sale	Oct 16, 1995 · Amount on Record
Deed Document Number	2005159516
Deed Book / Page	45718 / 116
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	126 CHARLES ST, CAMBRIDGE, MA 02141-2152
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081048-302
Date	Dec 12, 2022
Book Page	81048/302
Instrument	180642

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$29,983.00 (+6.67%)	$4,721,800 (-0.55%) Land $1,612,800 Building $3,109,000
2024	$28,108.00 (+2.2%)	$4,748,000 (+1.16%) Land $1,648,800 Building $3,099,200
2023	$27,503.00	$4,693,400 Land $1,648,800 Building $3,044,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173523002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996, rainfall accumulation, Extreme Weather Conditons And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 460 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Netafy	Fixed Wireless (licensed-by-rule)	641 / 143
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Starry, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.