Middlesex County and Framingham City property record for 126 Central St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,563 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Apr 2018) |
| Tax Bill | $6,979 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-12-8604 |
| Primary APN | 50-12-8604 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 3,399 sqft |
| 1st Floor Area | 951 sqft |
| Attic | Attic |
| Attic Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8755 |
|---|---|
| Street Address | 126 CENTRAL ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 12 |
| Legal Lot Number | 8604 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 383700 |
126 Central St is owned and occupied by two individuals who bought it in April 2018.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 CENTRAL ST, FRAMINGHAM, MA 01701-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 4, 2018 | Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on File |
| Deed Sale | Apr 4, 2018 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Book / Page | 70827 / 141 |
| Transfer Doc | 070827-141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 126 CENTRAL ST, FRAMINGHAM, MA 01701-4118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 078487-557 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 78487/557 |
| Instrument | 184012 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Apr 4, 2018 |
| Property Address | 126 CENTRAL ST, FRAMINGHAM, MA 01701-4118 |
| Document Number | 070827-141 |
| Book / Page | 70827 / 141 |
| Instrument | 45479 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 126 CENTRAL ST, FRAMINGHAM, MA 01701-4118 |
| Investor | Possibly a Property Investor |
| Document Number | 0708270146 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 70827/0146 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2026 property tax bill for 126 Central St was $6,979, up 3.5% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,979.00 (+3.45%) | $589,900 (+4.41%) Land $277,200 Building $312,700 | $636,698 (+15.75%) |
| 2025 | $6,746.00 (+6.88%) | $565,000 (+11.53%) Land $264,000 Building $301,000 | $550,050 (-1.5%) |
| 2024 | $6,312.00 (+4.12%) | $506,600 (+9.39%) Land $235,800 Building $270,800 | $558,410 |
| 2023 | $6,062.00 | $463,100 Land $210,400 Building $252,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 11 units insured incl. 2 condo units |
| Nearby Flood Claims | 9 (1979–2000) |
| Most Recent Claim | Nov 2000 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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