126 Central Ave, Jersey City, NJ 07306 Property Records

Hudson County and Jersey City property record for 126 Central Ave, Jersey City, NJ 07306

Property Summary

Property Type	Single Family Home
Details	6 bd · 1,544 sqft · built 1885
Lot Size	0.044 acres (1,921 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,437 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04901-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`06-04901-0000-00007`
Alternative APNs	`0600705000000021000A` `00078949`

Interior

Bedrooms	6 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Basement Area	900 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Colonial
Construction Type	Frame
Lot Area	1,921 sqft (0.044 acres)
Lot Dimensions	76 ft deep x 25.2 ft wide
Porch	Open Porch

Location & Zoning

Account Number	00078949
Street Address	126 CENTRAL AVE
City	JERSEY CITY
State	NJ
Zip	07306-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4901
Legal Lot Number	7
Jurisdiction	HUDSON NJ
Township / Civil Division	JERSEY CITY
Census Block Group	3
Census Block	3005
Census Tract	1100

Owner

126 Central Ave is owned and occupied by two individuals who acquired it in August 2016.

Source: Hudson County and Jersey City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 CENTRAL AVE, JERSEY CITY, NJ 07306-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2016
Deed Sale	Aug 11, 2016
Prior Sale	May 5, 2003 · Amount on File
Deed Document Number	201610084780
Deed Book / Page	9137 / 672
Prior Transfer Date	Apr 22, 2004
Prior Transfer Doc	0000010867
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	126 CENTRAL AVE, JERSEY CITY, NJ 07306-2120
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240226060022060
Date	Feb 26, 2024
Book Page	20565/785
Instrument	20240226060022060

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	126 CENTRAL AVE, JERSEY CITY, NJ 07306-2120
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210930060201740
Date	Sep 30, 2021
Book Page	20077/632
Instrument	20210930060201740

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 126 Central Ave was $10,437, up 4.6% from the year before.

Source: Hudson County and Jersey City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Jersey City
Unified School District	Jersey City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,000 (-) Land $201,900 Building $245,100	$447,000 (-) Land $201,900 Building $245,100
2025	$10,437.00 (+4.57%)	$447,000 Land $201,900 Building $245,100	$447,000 Land $201,900 Building $245,100
2024	$9,981.00
2023		$447,000 (-) Land $201,900 Building $245,100	$447,000 (-) Land $201,900 Building $245,100
2022	$9,467.00 (+32.05%)	$447,000 Land $201,900 Building $245,100	$447,000 Land $201,900 Building $245,100
2021	$7,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERSEY CITY MUA serves 262,000 people · EPA ID NJ0906001
Water Source	Surface water
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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