126 Centennial St, Litchfield, MI 49252 Property Records

Hillsdale County property record for 126 Centennial St, Litchfield, MI 49252

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Feb 2017)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-040-001-229`

Property Details

APN / Parcel Number

Primary APN	`19-040-001-229`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,722 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 CENTENNIAL ST
City	LITCHFIELD
State	MI
Zip	49252-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 200 ASSESSORS PLAT SEC 10 T5S R4W SW1/4 CITY OF LITCHFIELD
Legal Range	04W
Legal Township	05S
Legal Section	10
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	200
Jurisdiction	HILLSDALE MI
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1015
Census Tract	50300

Owner

126 Centennial St is owned and occupied by two individuals who bought it in February 2017.

Source: Hillsdale County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	126 CENTENNIAL ST, LITCHFIELD, MI 49252-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Prior Sale	Dec 7, 2011 · Amount on File
Deed Book / Page	1648 / 726
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	1569/0420
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	126 CENTENNIAL ST, LITCHFIELD, MI 49252-9702
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1787/445
Date	Feb 22, 2021
Book Page	1787/445

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 27, 2017
Property Address	126 CENTENNIAL ST, LITCHFIELD, MI 49252-9702
Document Number	1648/0726
Book / Page	1648 / 0726
Map Reference	LB3 PG42-45
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 E EVERETT ST, 313, HOMER, MI 49245-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MAUMEE ST, JONESVILLE, MI 49250-1235

Mortgage

Document Number	16480727
Date	Feb 27, 2017
Instrument	1648/0727

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 126 Centennial St was $1,031 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Litchfield City
Unified School District	Litchfield Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 Homeowner's exemption	$58,000	$116,042 Land $11,100 Building $104,942
2023		$49,000	$97,974 Land $7,761 Building $90,213
2021	$1,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Centennial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 1,310 people · EPA ID MI0003920
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: DMCI Broadband.

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