126 Cenac St, Houma, LA 70364 Property Records

Terrebonne Parish property record for 126 Cenac St, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Lot Size	0.117 acres (5,104 sqft)
Owner	Company Name on Record
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2022 Refinance
Flood Zone	Zone X (moderate risk)
APN	`18821`

Property Details

APN / Parcel Number

Primary APN	`18821`

Exterior

Lot Area	5,104 sqft (0.117 acres)

Location & Zoning

Street Address	126 CENAC ST
City	HOUMA
State	LA
Zip	70364-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 AUBIN GUIDRY SUBD.
Legal Range	17E
Legal Township	17S
Legal Section	07
Legal Subdivision	GUIDRY, AUBIN SUBD
Legal Lot Number	22
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	601

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 CHICADEE TRL, MICHIGAN CITY, IN 46360-1257
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SYNERGY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	002714/172
Record Updated	Jun 8, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TERREBONNE LA
Recording Date	Jul 10, 2023
Property Address	126 CENAC ST, HOUMA, LA 70364-3324
Document Number	002714/172
Book / Page	2714 / 172
Instrument Date	May 23, 2023
Instrument	1675108
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	210 CHICADEE TRL, MICHIGAN CITY, IN 46360-1257

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	126 CENAC ST, HOUMA, LA 70364-3324
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003323/832
Date	Feb 25, 2022
Book Page	3323/832
Instrument	1645042

Lender

Name	SYNERGY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,089.00 (-2.24%)	$11,930 (-) Land $2,140 Building $9,790	$119,300 (-) Land $21,400 Building $97,900
2024	$1,114.00 (+6.81%)	$11,930 (+5.02%) Land $2,140 Building $9,790	$119,300 (+5.02%) Land $21,400 Building $97,900
2023	$1,043.00 (+1.26%)	$11,360 (-) Land $2,040 Building $9,320	$113,600 (-) Land $20,400 Building $93,200
2022	$1,030.00	$11,360 Land $2,040 Building $9,320	$113,600 Land $20,400 Building $93,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	2 (2002–2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Spectrum.

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