Richland County property record for 126 Cattle Baron Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,896 sqft · built 2008 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2026) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25906-06-08 |
| Primary APN | 25906-06-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Heated Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 1,168 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,450 sqft (0.194 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 01944506 |
|---|---|
| Street Address | 126 CATTLE BARON LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 60 65X130X65X130 #SU JACOBS CREEK PH 2 #PR RB1282-957 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 60,65 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11425 |
126 Cattle Baron Ln is owned and occupied by an individual who bought it in May 2026.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| May 11, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| Jul 8, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | Jul 8, 2022 · Amount on File |
| Deed Document Number | 202622561 |
| Deed Book / Page | 3126 / 1230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0026202151 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 2620/2151 |
| Instrument | 2021031978 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 244 Months |
| Due | Sep 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 11, 2026 |
| Property Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 0000022561 |
| Book / Page | 3126 / 1230 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.22561 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,032.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 0000022562, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..22562 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 11, 2026 |
| Property Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 0031261230 |
| Book / Page | 3126 / 1230 |
| Instrument Date | May 6, 2026 |
| Instrument | 202622561 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,032.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 0000022562, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202622562 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 8, 2022 |
| Property Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 0027610514 |
| Book / Page | 2761 / 514 |
| Map Reference | MB 1282 PG 957 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022039181 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 2022039182 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022039182 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 126 CATTLE BARON LN, ELGIN, SC 29045-7105 |
| Document Number | 2493/0479 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 CATTLE BARON LN ELGIN SC 290457105, ELGIN, SC 29045-7105 |
| Document Number | 2493/0479 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 002493/000479 |
| Instrument | 24570 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 2, 2040 |
The 2025 property tax bill for 126 Cattle Baron Ln was $399.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 | $300,800 (-) Land $41,100 Building $259,700 | |
| 2024 | $300,800 (+3,531.1%) Land $41,100 Building $259,700 | $300,800 (+45.24%) Land $41,100 Building $259,700 | |
| 2023 | $2,905.00 | $8,284 | $207,100 |
| 2021 | $2,056.00 | $8,280 | $207,100 Land $36,000 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 126 Cattle Baron Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Cattle Baron Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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