126 Bob White Rd, Ocoee, TN 37361 Property Records

Polk County property record for 126 Bob White Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,424 sqft · built 2015
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (May 2022)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`087G-A-005.00`

Property Details

APN / Parcel Number

Primary APN	`087G-A-005.00`
Alternative APNs	`01087GA087G00500` `070087G A 00500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,424 sqft Living Area
1st Floor Area	2,216 sqft
Upper Floors Area	2,208 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	500 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 BOB WHITE RD
City	OCOEE
State	TN
Zip	37361-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCOEE RIDGE PB: 12 PG: 74 LOT: 5
Legal Subdivision	OCOEE RIDGE
Legal Lot Number	5
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1050
Census Tract	950300

Owner

Source: Polk County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer · Line of Credit BANK OF CLEVELAND
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 12, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Dec 21, 2016	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	20221495
Deed Book / Page	339 / 439
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	May 9, 2022
Property Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0WD339/439
Book / Page	WD339 / 439
Map Reference	MB 12 PG 74
Instrument Date	Apr 28, 2022
Instrument	22001495
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BOB WHITE RD, OCOEE, TN 37361-1403

Mortgage

Document Number	0022001496
Date	May 9, 2022
Instrument	22001496

Lender

Name	BANK OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 28, 2027

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD540/103
Date	Mar 17, 2021
Book Page	TD540/103
Instrument	21000813

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0000002853
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 BOB WHITE RD OCOEE TN 373611403, OCOEE, TN 37361-1403

Mortgage

Document Number	0000002853
Date	Dec 27, 2019
Book Page	000519/000386
Instrument	2853

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0000002569
Book / Page	000494 / 000373
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	DATA SEARCH INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 BOB WHITE RD OCOEE TN 373611403, OCOEE, TN 37361-1403

Mortgage

Document Number	0000002569
Date	Dec 5, 2017
Book Page	000494/000373
Instrument	2569

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	126 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0000000033
Book / Page	000484 / 000210
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 BOB WHITE RD OCOEE TN 373611403, OCOEE, TN 37361-1403

Mortgage

Document Number	0000000033
Date	Jan 5, 2017
Book Page	000484/000210
Instrument	33

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,077.00	$182,100 (-) Land $9,525 Building $172,575	$728,400 (-) Land $38,100 Building $690,300
2024	$3,077.00	$182,100 (-) Land $9,525 Building $172,575
2023	$3,077.00 (+42.98%)	$182,100 (+112.55%) Land $9,525 Building $172,575	$728,400 (+112.55%) Land $38,100 Building $690,300
2022	$2,152.00	$85,675 Land $7,850 Building $77,825	$342,700 Land $31,400 Building $311,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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