Benton County property record for 126 Bluff Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,718 sqft · built 1992 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,049 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00667-000 |
| Primary APN | 12-00667-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,718 sqft |
| Flooring | Steel Beam |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Glass Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 121 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 43343.0 |
|---|---|
| Street Address | 126 BLUFF DR |
| City | LOWELL |
| State | AR |
| Zip | 72745-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | CENTER POINT PARK UNIT I-LOWELL |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21315 |
Source: Benton County records · APN 12-00667-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 BLUFF DR, LOWELL, AR 72745-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 07, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Jan 07, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 |
| Deed Sale | Apr 27, 2020 |
| Deed Document Number | L2020-025819 |
| Deed Book / Page | 2005 / 039752 |
| Prior Transfer Date | Aug 04, 2005 |
| Prior Transfer Doc | 2005039752 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 126 BLUFF DR, LOWELL, AR 72745-9666 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000079359 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021079359 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 126 BLUFF DR, LOWELL, AR 72745-9666 |
| Document Number | 0000005590 |
| Instrument Date | Jan 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 126 BLUFF DR LOWELL AR 727459666, LOWELL, AR 72745-9666 |
| Document Number | 0000005590 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 5590 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 126 BLUFF DR, LOWELL, AR 72745-9666 |
| Document Number | 0000005063 |
| Instrument Date | Jan 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 126 BLUFF DR LOWELL AR 727459666, LOWELL, AR 72745-9666 |
| Document Number | 0000005063 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 5063 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 126 BLUFF DR, LOWELL, AR 72745-9666 |
| Document Number | 0000013547 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 126 BLUFF DR LOWELL AR 727459666, LOWELL, AR 72745-9666 |
| Document Number | 0000013547 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 13547 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Benton County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,049.00 (+18.71%) Homeowner's exemption | $56,696 (+53.36%) Land $15,200 Building $41,496 | |
| 2024 | $283,480 (+53.36%) Land $76,000 Building $207,480 | ||
| 2023 | $1,726.00 Homeowner's exemption | $36,970 Land $7,200 Building $29,770 | $184,850 Land $36,000 Building $148,850 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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