126 Beech St, Elkin, NC 28621 Property Records

Surry County property record for 126 Beech St, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,068 sqft · built 1957
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 1988)
Tax Bill	$1,873 (2026)
Deeds & Mortgages	May 2023 Mortgage May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4951-07-68-8298`

Property Details

APN / Parcel Number

Primary APN	`4951-07-68-8298`
Alternative APN	`78752400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,068 sqft Living Area
1st Floor Area	2,332 sqft
Basement Area	1,308 sqft
Finished Basement	736 sqft
Unfinished Basement	572 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	682 sqft
Patio Area	835 sqft
Storage Building	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	78752400
Street Address	126 BEECH ST
City	ELKIN
State	NC
Zip	28621-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	126 BEECH ST
Legal Subdivision	DUTCHMAN CREEK AREA
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4007
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 BEECH ST, ELKIN, NC 28621-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1988 · Amount on Record
Deed Sale	Jul 1, 1988 · Amount on Record
Prior Sale	Sep 1, 1955
Deed Book / Page	461 / 436
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	126 BEECH ST, ELKIN, NC 28621-3003
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001853/569
Date	May 1, 2023
Book Page	1853/569
Instrument	705053

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Amount	Amount Recorded
Term	263 Months
Due	Apr 10, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	126 BEECH ST, ELKIN, NC 28621-3003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1667/600
Date	May 8, 2019
Book Page	1667/600
Instrument	662980

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,873.00	$248,100 (-14.06%) Land $48,100 Building $200,000	$248,100 (-14.06%) Land $48,100 Building $200,000
2025	$1,873.00 (+3,646%)	$288,700 (+16.36%) Land $48,100 Building $240,600	$288,700 (+16.36%) Land $48,100 Building $240,600
2023	$50.00	$248,100 Land $48,100 Building $200,000	$248,100 Land $48,100 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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