126 Bailey Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 126 Bailey Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1950
Lot Size	0.247 acres (10,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,400 (Jul 2020)
Tax Bill	$3,643 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:5 B:73 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:5 B:73 L:1`
Alternative APNs	`M:0005 B:0073 L:0001` `307820`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,757 sqft (0.247 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	307820
Street Address	126 BAILEY RD
City	DRACUT
State	MA
Zip	01826-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PETERS POND GROVE CSWY HOBBS
Legal Block	73
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1018
Census Tract	314302

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 BAILEY RD, DRACUT, MA 01826-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Jul 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 24, 2018	Deed of Trust, Mortgage · Conventional with PMI TRIANGLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Apr 26, 2002 · Amount on Record
Deed Document Number	202032419
Deed Book / Page	34375 / 41
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	34375-41
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	126 BAILEY RD, DRACUT, MA 01826-1706
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039290-58
Date	Jun 3, 2025
Book Page	39290/58
Instrument	16538

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	126 BAILEY RD, DRACUT, MA 01826-1706
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036887-157
Date	Mar 14, 2022
Book Page	36887/157
Instrument	11169

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	126 BAILEY RD, DRACUT, MA 01826-1706
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36193-140
Date	Aug 30, 2021
Book Page	36193/140
Instrument	51027

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 17, 2020
Property Address	126 BAILEY RD, DRACUT, MA 01826-1706
Document Number	34375-41
Book / Page	34375 / 41
Instrument Date	Jul 15, 2020
Instrument	32419
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 BAILEY RD, DRACUT, MA 01826-1706

Mortgage

Document Number	32420
Date	Jul 17, 2020
Instrument	32420

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	126 BAILEY RD, DRACUT, MA 01826-1706
Document Number	32097-235
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BAILEY RD DRACUT MA 018261706, DRACUT, MA 01826-1706

Mortgage

Document Number	32097-235
Date	May 25, 2018
Book Page	032097/000235
Instrument	20935

Lender

Name	TRIANGLE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,643.00 (+3.58%)	$376,700 (+8.4%) Land $210,700 Building $166,000	$366,035 (-)
2025	$3,517.00 (+0.77%)	$347,500 (+4.04%) Land $193,300 Building $154,200	$366,035 (+2.53%)
2024	$3,490.00 (+4.21%)	$334,000 (+15.49%) Land $184,000 Building $150,000	$357,010
2023	$3,349.00	$289,200 Land $160,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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