126 Azalea Loop, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 126 Azalea Loop, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,202 sqft · built 2012
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,070 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13154-000-0014-0`

Property Details

APN / Parcel Number

Primary APN	`13154-000-0014-0`
Alternative APN	`67576`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,202 sqft Living Area
1st Floor Area	1,957 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Width	74 ft Width
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13154-000-0014-0
Street Address	126 AZALEA LOOP
City	HORSESHOE BAY
State	TX
Zip	78657-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT SUMMIT ROCK LT 14
Legal Subdivision	THE RESERVE AT SUMMIT ROCK
Legal Lot Number	14
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	2
Census Block	2030
Census Tract	970402

Owner

126 Azalea Loop is owned and occupied by two individuals who acquired it in May 2012.

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8983, HORSESHOE BAY, TX 78657-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · ARM BANCORPSOUTH BANK
Aug 19, 2019	Deed of Trust, Mortgage · ARM BANCORPSOUTH BANK
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2012
Deed Sale	May 21, 2012
Deed Document Number	20122781
Deed Book / Page	1536 / 3063
Prior Transfer Date	May 18, 2012
Prior Transfer Doc	01536/3063
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	126 AZALEA LOOP, HORSESHOE BAY, TX 78657-6205
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	CENTRAL TX LAND TITLES, CENTRAL TEXAS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001904767
Date	Jul 31, 2019
Instrument	19-04767

Lender

Name	BANCORPSOUTH BANK
Type	Mortgage Company
Address	TUPELO, MS 38803

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	126 AZALEA LOOP, HORSESHOE BAY, TX 78657-6205
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001905200
Date	Aug 19, 2019
Instrument	19-05200

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	11.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	126 AZALEA LOOP, HORSESHOE BAY, TX 78657-6205
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	CAPITAL TITLE, CAPITAL TITLE OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002104465
Date	May 12, 2021
Instrument	21-04465

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 126 Azalea Loop was $14,070 with exemptions applied, up 225.5% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,070.00 (+225.54%)	$1,051,380 (+3.86%) Land $138,780 Building $912,600	$1,051,380 (-0.85%) Land $138,780 Building $912,600
2025	$4,322.00 Homeowner's exemption Senior Citizen's exemption	$1,012,308 Land $138,780 Building $921,590	$1,060,370 Land $138,780 Building $921,590
2023	$10,519.00 Homeowner's exemption Senior Citizen's exemption	$1,045,010 Land $138,750 Building $906,260	$1,045,010 Land $138,750 Building $906,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Azalea Loop in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 policies
Nearby Flood Policies	73 in force
Nearby Flood Claims	13 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Azalea Loop is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Zero2 Wireless Fixed Wireless	200 / 35

May also be available: Nextlink, Spectrum, Vyve Broadband.

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