Madison County property record for 126 Adams St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 950 sqft |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jul 2021) |
| Tax Bill | $1,442 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0014-0030 |
| Primary APN | B006-0014-0030 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 950 sqft Living Area |
| Exterior Material | Wood |
|---|
| Account Number | 43245 |
|---|---|
| Street Address | 126 ADAMS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SFD |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11201 |
126 Adams St is owned and occupied by an individual who bought it in July 2021.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 ADAMS ST, BEREA, KY 40403-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD OLSON ETAL |
| Jul 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on File |
| Deed Sale | Jul 26, 2021 · Amount on File |
| Prior Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 2014045575 |
| Deed Book / Page | D809 / 52 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 26, 2021 |
| Property Address | 126 ADAMS ST, BEREA, KY 40403-1531 |
| Document Number | D809/52 |
| Book / Page | D809 / 52 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2014045575 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 ADAMS ST, 199, BEREA, KY 40403-1530 |
| Name | Verified Name |
|---|---|
| Address | 126 ADAMS ST, BEREA, KY 40403-1531 |
| Document Number | 2014045576 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2014045576 |
| Name | RICHARD OLSON ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 15, 2021 |
| Property Address | 126 ADAMS ST, BEREA, KY 40403-1531 |
| Document Number | D808/511 |
| Book / Page | D808 / 511 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2014044720 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 CENTER ST, 417, BEREA, KY 40403-1736 |
| Name | Verified Name |
|---|---|
| Address | 199 ADAMS ST, BEREA, KY 40403-1530 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 126 Adams St was $1,442 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,442.00 Additional exemption filed | $121,000 | $121,000 |
| 2023 | $1,582.00 | $121,000 | $121,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 126 Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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