126 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 126 4th Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.142 acres (6,199 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2013)
Tax Bill$2,782 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17.00916.01

Property Details

APN / Parcel Number

Primary APN17.00916.01

Exterior

Lot Area6,199 sqft (0.142 acres)

Location & Zoning

Street Address126 4TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-002 BLOCK-022
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block22
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4013
Census Tract21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address126 4TH AVE NE, SAINT CLOUD, MN 56304-0426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2013 · Amount on Record
Deed SaleJun 17, 2013 · Amount on Record
Prior SaleAug 8, 2007 · Amount on Record
Deed Document Number2013397478
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address126 4TH AVE NE, SAINT CLOUD, MN 56304-0426
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 4TH AVE NE, SAINT CLOUD, MN 56304-0426

Mortgage

Document Number0000455666
DateSep 29, 2021
Instrument455666
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term262 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,782.00 (+15.63%) Homeowner's exemption$201,200 (+1.77%) Land $25,000 Building $176,200$201,200 (+1.77%) Land $25,000 Building $176,200
2023$2,406.00$197,700 Land $25,000 Building $172,700$197,700 Land $25,000 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 4th Ave NE

Nearby Streets

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