126 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 126 2nd St, Troy, NY 12180

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 9 ba · 8,681 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Jul 2013)
Tax Bill	$23,661 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification Oct 2020 Mortgage
APN	`381700 101.61-10-18`

Property Details

APN / Parcel Number

Primary APN	`381700 101.61-10-18`
Alternative APN	`0102870`

Interior

Bedrooms	12 Beds
Full Baths	9 Baths
Stories	3 Stories
Building Area	8,681 sqft Gross Area
Upper Floors Area	2,659 sqft
Basement Area	2,517 sqft
Unfinished Basement	2,517 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0102870
Street Address	126 2ND ST
City	TROY
State	NY
Zip	12180-4043
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MU1
Legal Description	3 STY BR HSE&2 STY BR GAR 108-19-19A/134 PT 135 19 UNITS
Legal Block	10
Legal Lot Number	18.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1006
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

126 2nd St, a residential property, is owned by a company that bought it in July 2013.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1711, TROY, NY 12181-1711
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Loan Modification, Mortgage M&T BK
Oct 14, 2020	Deed of Trust, Mortgage KENNETH J BAER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Book / Page	6873 / 84
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	126 2ND ST, TROY, NY 12180-4043
Document Number	0000576397
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	AAA TITLE AGENCY INC, AAA TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	347 LOUDON RD ALBANY NY 122111729, ALBANY, NY 12211-1729

Mortgage

Document Number	0000576397
Date	Oct 19, 2020
Book Page	009322/000155
Instrument	576397

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203-2399

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	126 2ND ST, TROY, NY 12180-4043
Document Number	0000576393
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	AAA TITLE AGENCY INC, AAA TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 1ST ST TROY NY 121804468, TROY, NY 12180-4468

Mortgage

Document Number	0000576393
Date	Oct 19, 2020
Book Page	009322/000125
Instrument	576393

Lender

Name	KENNETH J BAER
Address	PO BOX 1164, TROY, NY 12181-1164

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 126 2nd St was $23,661, down 22.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,661.00 (-22.07%)
2025	$30,361.00	$650,000 Land $23,300 Building $626,700	$1,113,000 Land $39,897 Building $1,073,103
2023		$650,000 (-) Land $23,300 Building $626,700	$928,600 (+8.57%) Land $33,287 Building $895,313
2022	$29,447.00	$650,000 Land $23,300 Building $626,700	$855,263 Land $30,658 Building $824,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 126 2nd St; there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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