St. Croix County property record for 126 165th St, River Falls, WI 54022
| Property Type | Vacant Land |
|---|---|
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,366 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-1033-90-000 |
| Primary APN | 024-1033-90-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,742,400 sqft (40 acres) |
|---|
| Street Address | 126 165TH ST |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5407 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SEC 29 T28N R17W NE SW TOWN SHIP PLEASANT VALLEY. |
| Legal Range | 17W |
| Legal Township | 28N |
| Legal Section | 29 |
| Legal Subdivision | PLEASANT VALLEY |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 120904 |
126 165th St, vacant land, is owned and occupied by two individuals.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 165TH ST, RIVER FALLS, WI 54022-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 126 165TH ST, RIVER FALLS, WI 54022-5407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001199820 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 1199820 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MENOMONIE, WI 54751 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 126 165TH ST, RIVER FALLS, WI 54022-5407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001123762 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 1123762 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 126 165TH ST, RIVER FALLS, WI 54022-5407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001100725 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 1100725 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 126 165th St was $10,366 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Pleasant Valley Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,366.00 Homeowner's exemption | ||
| 2025 | $10,366.00 Homeowner's exemption | $914,600 Land $108,100 Building $806,500 | $914,600 Land $108,100 Building $806,500 |
| 2023 | $9,583.00 Homeowner's exemption | $914,300 Land $107,800 Building $806,500 | $914,300 Land $107,800 Building $806,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 165th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 165th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swiftcurrent Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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