12596 Lowden St, Huntley, IL 60142 Property Records

Kane County property record for 12596 Lowden St, Huntley, IL 60142

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$185,500 (Jul 2005)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-06-160-014`

Property Details

APN / Parcel Number

Primary APN	`02-06-160-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12596 LOWDEN ST
City	HUNTLEY
State	IL
Zip	60142-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL WEBBS SUN CITY NEIGHBORHOOD 29 LOT 39
Legal Subdivision	DEL WEBBS SUN CITY
Legal Block	1
Legal Lot Number	39
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1006
Census Tract	850706

Owner

12596 Lowden St is owned and occupied by an individual who acquired it in June 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 18, 2021	Transfer on Death Deed, Transfer
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2005 · Amount on File
Deed Sale	Jul 12, 2005 · Amount on File
Deed Document Number	200579350
Last Transfer Date	Jun 15, 2021
Transfer Doc	0000046604
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887

Mortgage

Document Number	0000059805
Date	Aug 5, 2021
Instrument	2021K059805

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	900 Months
Due	Aug 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	1.68%
Change Frequency	Monthly
Max Rate At Change	6.08%
Index	Other
Max Rate	6.08%

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jun 18, 2021
Property Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887
Document Number	0000046604
Map Reference	DOC 2004K047262
Instrument Date	Jun 15, 2021
Instrument	2021K046604
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12596 LOWDEN ST, 12596, HUNTLEY, IL 60142-7887

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887
Document Number	0000027829
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12596 LOWDEN ST HUNTLEY IL 601427887, HUNTLEY, IL 60142-7887

Mortgage

Document Number	0000027829
Date	Jul 1, 2019
Instrument	27829

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.34%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	12596 LOWDEN ST, HUNTLEY, IL 60142-7887
Document Number	0000027828
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12596 LOWDEN ST HUNTLEY IL 601427887, HUNTLEY, IL 60142-7887

Mortgage

Document Number	0000027828
Date	Jul 1, 2019
Instrument	27828

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 30, 2096

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 12596 Lowden St was $2,084 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Huntley Village
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,084.00 Homeowner's exemption Senior Citizen's exemption	$88,257 (+8.43%) Land $26,492 Building $61,765	$264,877 (+8.43%) Land $79,508 Building $185,369
2024		$81,395 Land $24,432 Building $56,963	$244,283 Land $73,325 Building $170,957
2022	$2,851.00 (-34.79%) Homeowner's exemption	$67,866 (+6.32%) Land $20,371 Building $47,495	$203,598 (+6.32%) Land $61,113 Building $142,485
2021	$4,372.00 Homeowner's exemption	$63,832 Land $19,160 Building $44,672	$191,496 Land $57,480 Building $134,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12596 Lowden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12596 Lowden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTLEY serves 28,495 people · EPA ID IL1110350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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