12595 Ave 407, Cutler, CA 93615 Property Records

Tulare County property record for 12595 Ave 407, Cutler, CA 93615

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 2015
Lot Size	0.108 acres (4,721 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2018)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`032-070-056-000`

Property Details

APN / Parcel Number

Primary APN	`032-070-056-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	4,721 sqft (0.108 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12595 AVENUE 407
City	CUTLER
State	CA
Zip	93615-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 1 BOND SUBDIVISION RM19-20
Legal Subdivision	BOND SUBDIVISION
Legal Lot Number	1
Jurisdiction	TULARE CA
Township / Civil Division	OROSI-CUTLER
Census Block Group	2
Census Block	2003
Census Tract	600

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15967 BEECHWOOD AVE, IVANHOE, CA 93235-1743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 8, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	201830868
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	12595 AVENUE 407, CUTLER, CA 93615-2042
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12595 AVENUE 407, CUTLER, CA 93615-2042

Mortgage

Document Number	0000010426
Date	Mar 6, 2024
Instrument	2024-0010426

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jun 8, 2018
Property Address	12595 AVENUE 407, CUTLER, CA 93615-2042
Document Number	0000030868
Instrument Date	Apr 18, 2018
Instrument	30868
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12595 AVENUE 407 CUTLER CA 936152042, CUTLER, CA 93615-2042

Mortgage

Document Number	30869
Date	Jun 8, 2018
Instrument	30869

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Unified School District	Cutler-Orosi Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$185,689 (+2%) Land $40,618 Building $145,071
2025	$1,956.00 (+4.54%)	$182,049 (+4.04%) Land $39,822 Building $142,227
2023	$1,871.00 (+3.37%)	$174,982 Land $38,277 Building $136,705
2022	$1,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUTLER PUD serves 6,200 people · EPA ID CA5410001
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Wireless Internet Services Fixed Wireless	100 / 50

May also be available: AT&T, GeoLinks, Verizon.

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