12593 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12593 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2007
Lot Size	0.182 acres (7,932 sqft)
Owner	Individual Name on Record
Last Sale	$251,400 (Mar 2007)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106578-0555`

Property Details

APN / Parcel Number

Primary APN	`106578-0555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,932 sqft (0.182 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12593 WHITE CEDAR TRL
City	JACKSONVILLE
State	FL
Zip	32226-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-107 35-1N-27E .18 NORTHWOODS LOT 44
Legal Range	27E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHWOODS
Legal Lot Number	44
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2002
Census Tract	10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2007 · Amount on Record
Deed Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	2007104946
Deed Book / Page	13894 / 456
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 4, 2026
Property Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Document Number	0000180884
Book / Page	22004 / 602
Instrument Date	Jul 25, 2026
Instrument	2026180884
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0000180884,
Date	Aug 4, 2026
Book Page	22004/602
Instrument	2026180884

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2055

Interest

Rate	6.49%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0216762079
Date	Nov 4, 2025
Book Page	21676/2079
Instrument	2025254160

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0202430266
Date	Apr 27, 2022
Book Page	20243/266
Instrument	2022106672

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12593 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0198540235
Date	Aug 10, 2021
Book Page	19854/235
Instrument	2021205138

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,293 (+2.7%)	$276,496 (-3.9%) Land $82,122 Building $194,374
2025	$2,035.00 (+12.24%) Homeowner's exemption	$135,631 (+5.99%)	$287,718 (+0.98%) Land $80,000 Building $207,718
2024	$1,813.00 (+3.36%)
2023	$1,754.00 (+9.97%) Homeowner's exemption	$127,970 (+3%)	$284,934 (+13.34%) Land $75,000 Building $209,934
2022	$1,595.00 Homeowner's exemption	$124,243	$251,393 Land $60,000 Building $191,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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