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12592 198th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 12592 198th Ter, O Brien, FL 32071

Property Summary

Property TypeMobile Home
Details1 ba · 1,140 sqft · built 2019
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$122,600 (Sep 2018)
Tax Bill$1,031 (2024)
Deeds & MortgagesJul 2021 Mortgage
Sep 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-04S-13E-09061-080140

Property Details

APN / Parcel Number

Primary APN34-04S-13E-09061-080140
Alternative APN
  • 09061080140

Interior

Full Baths1 Bath
Building Area1,140 sqft Living Area

Exterior

Year BuiltBuilt 2019
Lot Area174,240 sqft (4 acres)
PorchFinished/Screened Porch

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number09061080140
Street Address12592 198TH TER
CityO BRIEN
StateFL
Zip32071-2044
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG LOT 14 BLK H FRONTIER JUNCTION ORB 2072 P 136 SWD YR 2019
Legal Range13E
Legal Township04S
Legal Section34
Legal SubdivisionFRONTIER JUNCTION
Legal BlockH
Legal Lot Number14
Legal Unit14
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group3
Census Block3070
Census Tract970501

Owner

12592 198th Ter, a mobile home, is owned and occupied by two individuals who bought it in September 2018.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address12592 198TH TER, O BRIEN, FL 32071-2044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Sep 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 7, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2018 · Amount on File
Deed SaleSep 7, 2018 · Amount on File
Prior SaleSep 7, 2018 · Amount on File
Deed Document Number2018206999
Deed Book / Page2072 / 0136
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address12592 198TH TER, O BRIEN, FL 32071-2044
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000240701
DateJul 16, 2021
Book Page2283/293
Instrument2021240701
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term276 Months
DueJul 15, 2044

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 7, 2018
Property Address12592 198TH TER, O BRIEN, FL 32071-2044
Document Number0000206998
Book / Page002072 / 000135
Instrument DateAug 23, 2018
Instrument206998
Transaction TypeTransfer
Record UpdatedNov 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$43.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5102 GRANDEUR DR SALISBURY NC 281461624, SALISBURY, NC 28146-1624

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUWANNEE FL
Recording DateSep 7, 2018
Property Address12592 198TH TER, O BRIEN, FL 32071-2044
Document Number0000206999
Book / Page002072 / 000136
Instrument DateAug 23, 2018
Instrument206999
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$88.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1303 GLENWOOD AVE SEBRING FL 338702935, SEBRING, FL 33870-2935

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$89,372$138,478 Land $46,280 Building $92,198
2024$1,031.00 (+3.2%)
2023$999.00 (+4.06%) Homeowner's exemption$84,323 (+3%)$97,857 (+19.53%) Land $23,800 Building $74,057
2022$960.00 Homeowner's exemption$81,867$81,867 Land $20,000 Building $61,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12592 198th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12592 198th Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL · Fiber in parts of the area		200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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