12590 O St, Omaha, NE 68137 Property Records

Douglas County property record for 12590 O St, Omaha, NE 68137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1964
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2025)
Tax Bill	$3,470 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2321460824`

Property Details

APN / Parcel Number

Primary APN	`R2321460824`
Alternative APNs	`2146 0824 23` `2321460824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	240 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2321460824
Street Address	12590 O ST
City	OMAHA
State	NE
Zip	68137-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS LOT 164 BLOCK 0 70 X 125
Legal Subdivision	OAKS THE
Legal Lot Number	164
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2015
Census Tract	7456

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Jul 14, 2025	Deed, Transfer · Commercial Mortgage FOUR POINTS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 14, 2025 · Amount on Record
Deed Document Number	2025083031
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 14, 2025
Property Address	12590 O ST, OMAHA, NE 68137-1921
Document Number	0000083031
Instrument Date	Sep 30, 2025
Instrument	2025083031
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	RTS TITLE AND ESCROW, RTS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083032
Date	Oct 14, 2025
Instrument	2025083032

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Margin	3
Max Rate	13.5%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 14, 2025
Property Address	12590 O ST, OMAHA, NE 68137-1921
Document Number	0000053799
Instrument Date	Jul 2, 2025
Instrument	2025053799
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053800
Date	Jul 14, 2025
Instrument	2025053800

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,700 (+13.2%) Land $20,100 Building $186,600	$206,700 (+13.2%) Land $20,100 Building $186,600
2024	$3,470.00 (-4.54%)
2023	$3,635.00 (+11.71%)	$182,600 Land $20,100 Building $162,500	$182,600 Land $20,100 Building $162,500
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Nextlink.

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