1259 Summit Cir, Osage Beach, MO 65065 Property Records

Camden County property record for 1259 Summit Cir, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,358 sqft · built 1985
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 1.0 01.3 000.0 003 007.000`

Property Details

APN / Parcel Number

Primary APN	`08 1.0 01.3 000.0 003 007.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,358 sqft Gross Area
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1259 SUMMIT CIR
City	OSAGE BEACH
State	MO
Zip	65065-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28
Legal Range	16W
Legal Township	39N
Legal Section	01
Legal Subdivision	SUMMIT POINT EST ST ADD
Legal Lot Number	28
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1045
Census Tract	950201

Owner

1259 Summit Cir is owned and occupied by an individual who acquired it in September 2024.

Source: Camden County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1259 SUMMIT CIR, OSAGE BEACH, MO 65065-2345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Sep 10, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2005
Deed Sale	Aug 1, 2005
Deed Book / Page	609 / 754
Last Transfer Date	Sep 5, 2024
Transfer Doc	000903/332
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1259 SUMMIT CIR, OSAGE BEACH, MO 65065-2345
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WATERFORD CT E3AST, E3AST, QUINCY, IL 62305-0920

Mortgage

Document Number	000353/396
Date	Oct 4, 2024
Book Page	353/396

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	QUINCY, IL 62305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2044

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	1259 SUMMIT CIR, OSAGE BEACH, MO 65065-2345
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000357/928
Date	Dec 29, 2025
Book Page	357/928

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	QUINCY, IL 62301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2040

Interest

Rate Type	Adjustable Rate

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Sep 10, 2024
Property Address	1259 SUMMIT CIR, OSAGE BEACH, MO 65065-2345
Document Number	000903/332
Book / Page	903 / 332
Map Reference	MB 19 PG 62
Instrument Date	Sep 5, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1259 Summit Cir was $1,831.

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00	$46,190	$243,105
2023		$46,190 (-)	$243,105 (-)
2022	$1,923.00	$46,190	$243,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1259 Summit Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1259 Summit Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE BEACH EAST PWS serves 2,611 people · EPA ID MO3011367
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Splash Wireless Internet, T-Mobile.

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