1259 Bal Harbor Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1259 Bal Harbor Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,358 sqft · built 1967
Lot Size	0.15 acres (6,521 sqft)
Owner	Individual Name on Record
Last Sale	$156,400 (Apr 2018)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018.033.03002208`

Property Details

APN / Parcel Number

Primary APN	`018.033.03002208`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,622 sqft
1st Floor Area	864 sqft
Basement Area	494 sqft
Finished Basement	494 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	6,521 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Open Frame Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1259 BAL HARBOR DR
City	ARNOLD
State	MO
Zip	63010-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSHORE RESUB LOT 191A
Legal Range	6E
Legal Township	43N
Legal Section	33
Legal Subdivision	BAYSHORE
Legal Block	1
Legal Lot Number	191A
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1014
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1259 BAL HARBOR DR, ARNOLD, MO 63010-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Mar 9, 2020	Deed of Trust, Mortgage FAMILY FIN MTG
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Dec 21, 2011 · Amount on Record
Deed Document Number	201810624
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000051214
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1259 BAL HARBOR DR, ARNOLD, MO 63010-4005
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R015104
Date	Apr 6, 2021
Instrument	2021R-015104

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1259 BAL HARBOR DR, ARNOLD, MO 63010-4005
Document Number	0000009412
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 BAL HARBOR DR ARNOLD MO 630104005, ARNOLD, MO 63010-4005

Mortgage

Document Number	0000009412
Date	Mar 18, 2020
Instrument	9412

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 10, 2018
Property Address	1259 BAL HARBOR DR, ARNOLD, MO 63010-4005
Document Number	0000010624
Instrument Date	Apr 5, 2018
Instrument	10624
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 BAL HARBOR DR ARNOLD MO 630104005, ARNOLD, MO 63010-4005

Mortgage

Document Number	10625
Date	Apr 10, 2018
Instrument	10625

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,600 (-) Land $2,700 Building $13,900	$87,700 (-) Land $14,400 Building $73,300
2025	$1,124.00 (+2.37%)	$16,600 (+5.73%) Land $2,700 Building $13,900	$87,700 (-) Land $14,400 Building $73,300
2024	$1,098.00 (+0.64%)		$87,700 (+6.05%) Land $14,400 Building $73,300
2023	$1,091.00	$15,700 Land $2,700 Building $13,000	$82,700 Land $14,400 Building $68,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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