12589 Genesee Rd, Chaffee, NY 14030 Property Records

Erie County and Sardinia Town property record for 12589 Genesee Rd, Chaffee, NY 14030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,968 sqft · built 1990
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Oct 2020)
Tax Bill	$4,982 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`146200 311.00-1-10.12`

Property Details

APN / Parcel Number

Primary APN	`146200 311.00-1-10.12`
Alternative APN	`62003110000001010120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,968 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	220 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12589 GENESEE RD
City	CHAFFEE
State	NY
Zip	14030-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAR 92
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	10.120
Jurisdiction	ERIE NY
Township / Civil Division	SARDINIA
Census Block Group	2
Census Block	2005
Census Tract	15102

Owner

12589 Genesee Rd is owned and occupied by an individual who bought it in October 2020.

Source: Erie County and Sardinia Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12589 GENESEE RD, CHAFFEE, NY 14030-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
May 11, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	2020174343
Deed Book / Page	11367 / 7236
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 14, 2020
Property Address	12589 GENESEE RD, CHAFFEE, NY 14030-9730
Document Number	0113677236
Book / Page	11367 / 7236
Instrument Date	Oct 1, 2020
Instrument	2020174343
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12589 GENESEE RD, 12589, CHAFFEE, NY 14030-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12589 GENESEE RD, CHAFFEE, NY 14030-9730

Mortgage

Document Number	0139602856
Date	Oct 14, 2020
Instrument	13960/2856

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	12589 GENESEE RD, CHAFFEE, NY 14030-9730
Document Number	0139410414
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12589 GENESEE RD CHAFFEE NY 140309730, CHAFFEE, NY 14030-9730

Mortgage

Document Number	0139410414
Date	May 28, 2020
Book Page	013941/000414

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12589 Genesee Rd was $4,982, up 219.2% from the year before.

Source: Erie County and Sardinia Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Sardinia Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,982.00 (+219.15%)
2025	$1,561.00 (+23.11%)	$130,000 (-) Land $15,000 Building $115,000	$393,939 (+6.06%) Land $45,454 Building $348,485
2024	$1,268.00	$130,000 (-) Land $15,000 Building $115,000	$371,429 (+11.43%) Land $42,857 Building $328,572
2023		$130,000 (-) Land $15,000 Building $115,000	$333,333 (+12.82%) Land $38,461 Building $294,872
2022		$130,000 Land $15,000 Building $115,000	$295,455 Land $34,091 Building $261,364
2021	$1,300.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12589 Genesee Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12589 Genesee Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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