Missoula County property record for 12588 Opal Ln, Lolo, MT 59847
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1996 |
| Lot Size | 4.03 acres (175,677 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R047125 |
| Primary APN | R047125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 175,677 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 700 sqft |
| Pole Barn | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 0002325203 |
|---|---|
| Street Address | 12588 OPAL LN |
| City | LOLO |
| State | MT |
| Zip | 59847-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VAN OSTRAND, S34, T12 N, R20 W, LOT 10, LESS W 10 STRIP LESS S 60 |
| Legal Range | 20W |
| Legal Township | 12N |
| Legal Section | 34 |
| Legal Subdivision | VAN OSTRAND |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | LOLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lolo Trail listed 1966 · 1 contributing resources · National Historic Landmark (designated 1960) · NRIS 66000309 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 97, LOLO, MT 59847-0097 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Lolo Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,300 (-) Land $255,512 Building $348,788 | $604,300 (-) Land $255,512 Building $348,788 | |
| 2025 | $4,511.00 (-7.84%) | $604,300 (+24.62%) | $604,300 (+24.62%) Land $255,512 Building $348,788 |
| 2023 | $4,895.00 | $484,900 | $484,900 Land $137,007 Building $347,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
May also be available: Rocky Mountain Internet.
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