Winnebago County property record for 12588 N Gate Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,960 sqft · built 2000 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2022) |
| Tax Bill | $5,762 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-452-004 |
| Primary APN | 04-23-452-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Basement Area | 1,960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 528 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 12588 N GATE RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 1 THE LEDGES COUNTRY CLUB ESTATESBNG PT SW1/4 + SE1/4 SEC 23 + PT NW1/4 + NE1/4 SEC 26-46-2 LOT 059 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 26 |
| Legal Subdivision | PLAT 1 THE LEDGES COUNTRY CLUB ESTATES |
| Legal Lot Number | 59 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 3903 |
12588 N Gate Rd is owned and occupied by an individual who bought it in May 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE |
| May 9, 2017 | Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY |
| May 9, 2017 | Grant Deed, Transfer · FHA Mortgage ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 202216968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 31, 2022 |
| Property Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Document Number | 0000016968 |
| Map Reference | BK32 PG3 |
| Instrument Date | May 24, 2022 |
| Instrument | 2216968 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Document Number | 0000016969 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2216969 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001909 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2101909 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 9, 2017 |
| Property Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Document Number | 0001014030 |
| Instrument Date | May 1, 2017 |
| Instrument | 1014030 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 170 BALDWIN ST SHARON WI 535859640, SHARON, WI 53585-9640 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 9, 2017 |
| Property Address | 12588 N GATE RD, ROSCOE, IL 61073-7616 |
| Document Number | 0001014031 |
| Instrument Date | May 1, 2017 |
| Instrument | 1014031 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12588 N GATE RD ROSCOE IL 610737616, ROSCOE, IL 61073-7616 |
| Document Number | 1014032 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 1014032 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 12588 N Gate Rd was $5,762 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,762.00 | $84,986 Land $21,626 Building $63,360 | $254,958 Land $64,878 Building $190,080 |
| 2022 | Homeowner's exemption | $63,678 Land $16,204 Building $47,474 | $191,034 Land $48,612 Building $142,422 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12588 N Gate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12588 N Gate Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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