12588 Central Ave, Chino, CA 91710 Property Records

San Bernardino County property record for 12588 Central Ave, Chino, CA 91710

Property Summary

Property Type	Medical Building
Details	1,620 sqft · built 1978
Lot Size	0.071 acres (3,096 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (May 2018)
Tax Bill	$7,313 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1015-361-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-361-12-0000`

Interior

Stories	2 Stories
Building Area	1,620 sqft Gross Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2016
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,096 sqft (0.071 acres)
Lot Dimensions	172 ft deep x 18 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12588 CENTRAL AVE
City	CHINO
State	CA
Zip	91710-3507
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	TRACT 7725 LOT 34
Legal Subdivision	TRACT NO. 7725
Legal Tract	7725
Legal Block	3
Legal Lot Number	34
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	604

Owner

12588 Central Ave, a commercial property, is held in a trust since May 2018.

Source: San Bernardino County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6009 PARK CREST DR, CHINO HILLS, CA 91709-6314
Owner Type	Company
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY LINK INC
Nov 30, 2023	Deed of Trust, Mortgage · SBA Mortgage HARVEST SMALL BUISNESS FINANCE LLC
Jun 23, 2022	Grant Deed, Transfer · Commercial Mortgage HALL FAMILY TRUST
May 31, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Mar 24, 2014 · Amount on File
Deed Document Number	2018199092
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0000102925
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 28, 2026
Property Address	12588 CENTRAL AVE, CHINO, CA 91710-3507
Document Number	0000193340
Instrument Date	Jul 21, 2026
Instrument	2026193340
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	12590 CENTRAL AVE, CHINO, CA 91710-3507

Mortgage

Document Number	0000193340,
Date	Jul 28, 2026
Instrument	2026193340

Lender

Name	EQUITY LINK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12588 CENTRAL AVE, CHINO, CA 91710-3507
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12590 CENTRAL AVE, CHINO, CA 91710-3507

Mortgage

Document Number	0000294390
Date	Nov 30, 2023
Instrument	2023-0294390

Lender

Name	HARVEST SMALL BUISNESS FINANCE LLC
Address	LAGUNA HILLS, CA 92653

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 23, 2022
Property Address	12588 CENTRAL AVE, CHINO, CA 91710-3507
Document Number	0000224040
Map Reference	MB 97 PG 12&13
Instrument Date	Mar 11, 2022
Instrument	2022-0224040
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12588 CENTRAL AVE # 12590, 12590, CHINO, CA 91710-3507

Mortgage

Document Number	0000224041
Date	Jun 23, 2022
Instrument	2022-0224041

Lender

Name	HALL FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jul 1, 2024

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 31, 2018
Property Address	12588 CENTRAL AVE, CHINO, CA 91710-3507
Document Number	0000199092
Instrument Date	Mar 27, 2018
Instrument	199092
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16020 RANCH HOUSE RD CHINO HILLS CA 917092376, CHINO HILLS, CA 91709-2376

Tax Assessment & Valuation

The 2025 property tax bill for 12588 Central Ave was $7,313.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$668,402 (+2%) Land $167,777 Building $500,625
2025	$7,313.00	$655,296 Land $164,487 Building $490,809
2023	$6,922.00 (+32.91%)	$629,850 Land $158,100 Building $471,750
2022	$5,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12588 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12588 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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