Kaufman County property record for 12586 Co Rd 351, Terrell, TX 75161
| Property Type | Rural Home |
|---|---|
| Details | 2,386 sqft · built 1990 |
| Lot Size | 29.9 acres (1,304,186 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,936 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R4919 |
| Primary APN | R4919 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,386 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,304,186 sqft (29.9 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 288 sqft |
| Storage Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R4919 |
|---|---|
| Old Parcel Number | 99014400000290009900 |
| Street Address | 12586 COUNTY ROAD 351 |
| City | TERRELL |
| State | TX |
| Zip | 75161-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | JUAN ESCULAN, TRACT 290.00; 29.94 ACRES |
| Legal Subdivision | JUAN ESCULAN |
| Legal Tract | 290.00 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | TERRELL |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 50602 |
12586 Co Rd 351, a rural home, is owned and occupied by two individuals who acquired it in March 2016.
Source: Kaufman County records, as of October 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12586 COUNTY ROAD 351, TERRELL, TX 75161-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Oct 11, 2019 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2016 |
| Deed Sale | Mar 4, 2016 |
| Deed Document Number | 2016-0004013 |
| Deed Book / Page | 4987 / 439 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 12586 COUNTY ROAD 351, TERRELL, TX 75161-6308 |
| Document Number | 0067580036 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12586 COUNTY ROAD 351 TERRELL TX 751616308, TERRELL, TX 75161-6308 |
| Document Number | 0067580036 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 006758/000036 |
| Instrument | 42122 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 12586 COUNTY ROAD 351, TERRELL, TX 75161-6308 |
| Document Number | 0061810568 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12586 COUNTY ROAD 351 TERRELL TX 751616308, TERRELL, TX 75161-6308 |
| Document Number | 0061810568 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 006181/000568 |
| Instrument | 26519 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2049 |
Source: Kaufman County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Unified School District | Wills Point Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,659 Land $19,236 Building $386,423 | $821,002 Land $434,579 Building $386,423 | |
| 2024 | $3,936.00 (+12.14%) | ||
| 2023 | $3,510.00 (-15.44%) Homeowner's exemption | $396,094 Land $17,794 Building $378,300 | $782,939 Land $404,639 Building $378,300 |
| 2022 | $4,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12586 Co Rd 351 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12586 Co Rd 351 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMO WSC serves 2,475 people · EPA ID TX1290013 |
|---|---|
| Water Source | Purchased surface water from CITY OF TERRELL |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Copper | 1.37 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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