12582 Verdon Rd, Doswell, VA 23047 Property Records

Hanover County property record for 12582 Verdon Rd, Doswell, VA 23047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1992
Lot Size	10.4 acres (456,509 sqft)
Owner	Company Name on File
Last Sale	$238,447 (Feb 2025)
Tax Bill	$3,749 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7865-12-8149`

Property Details

APN / Parcel Number

Primary APN	`7865-12-8149`
Alternative APN	`10202294`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
2nd Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	456,509 sqft (10.4 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Balcony Area	25 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10202294
Street Address	12582 VERDON RD
City	DOSWELL
State	VA
Zip	23047-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	NE/S RT 684ADJ JACKSON
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1065
Census Tract	320100

Owner

12582 Verdon Rd is owned by a company that acquired it in June 2025.

Source: Hanover County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	12582 VERDON RD, DOSWELL, VA 23047-1507
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	202518280
Deed Book / Page	3413 / 1351
Last Transfer Date	Jun 12, 2025
Transfer Doc	0034202402
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Recording Date	Jul 24, 2026
Property Address	12582 VERDON RD, DOSWELL, VA 23047-1507
Document Number	0000086840
Book / Page	3450 / 1788
Instrument Date	Jul 20, 2026
Instrument	202686840
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 VERDON RD, DOSWELL, VA 23047-1507

Mortgage

Document Number	0000086840,
Date	Jul 24, 2026
Book Page	3450/1788
Instrument	202686840

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12582 VERDON RD, DOSWELL, VA 23047-1507
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 VERDON RD, DOSWELL, VA 23047-1507

Mortgage

Document Number	0003432528
Date	Nov 21, 2025
Book Page	3432/528
Instrument	20251121000121530

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12582 VERDON RD, DOSWELL, VA 23047-1507
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033563465
Date	Jun 28, 2022
Book Page	3356/3465
Instrument	20220628000094600

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12582 VERDON RD, DOSWELL, VA 23047-1507
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032232040
Date	May 13, 2019
Book Page	3223/2040
Instrument	20190513000053670

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12582 Verdon Rd was $3,749, up 9.4% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,749.00 (+9.4%)	$462,900 (+9.41%) Land $116,800 Building $346,100	$462,900 (+9.41%) Land $116,800 Building $346,100
2025	$3,427.00	$423,100 Land $116,800 Building $306,300	$423,100 Land $116,800 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12582 Verdon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12582 Verdon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Verdon Rd

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