12582 N 825 E, Syracuse, IN 46567 Property Records

Kosciusko County property record for 12582 N 825 E, Syracuse, IN 46567

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,240 sqft · built 1948
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$184,300 (Jan 2022)
Tax Bill	$960 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-726006-08`

Property Details

APN / Parcel Number

Primary APN	`007-726006-08`
Alternative APNs	`43-04-11-400-025.000-025` `00000026096` `0772600608`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Shed	1 Shed
Shed Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000026096
Street Address	12582 N 825 E
City	SYRACUSE
State	IN
Zip	46567-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	7-42-10 LOT 3 WELTY'S GREEN ACRES
Legal Range	7
Legal Township	34
Legal Section	11
Legal Subdivision	THE PLAT OF WELTYS GREEN ACRESAS
Legal Lot Number	3
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	TURKEY CREEK
Census Block Group	1
Census Block	1002
Census Tract	960900

Owner

12582 N 825 E is owned and occupied by an individual who bought it in January 2022.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 30, 2025	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage INTERRA CU
Mar 1, 2010	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	202210158
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021081073
Date	Aug 19, 2021
Instrument	2021081073

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025011040
Date	Jan 30, 2025
Instrument	2025011040

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 5, 2022
Property Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Document Number	2022010158
Map Reference	MB 10 PG 3
Instrument Date	Jan 4, 2022
Instrument	2022010158
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 N 825 E, SYRACUSE, IN 46567-9600

Mortgage

Document Number	2022010159
Date	Jan 5, 2022
Instrument	2022010159

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 23, 2018
Property Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Document Number	2018101153
Map Reference	MB 10 PG 3
Instrument Date	Oct 22, 2018
Instrument	2018101153
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12582 N 825 E, SYRACUSE, IN 46567-9600

Mortgage

Document Number	2018101154
Date	Oct 23, 2018
Instrument	2018101154

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 1, 2010
Property Address	12582 N 825 E, SYRACUSE, IN 46567-9600
Document Number	2010030063
Map Reference	MB10 PG3
Instrument Date	Feb 26, 2010
Instrument	2010030063
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 134, SYRACUSE, IN 46567-0134

Mortgage

Document Number	2010030064
Date	Mar 1, 2010
Instrument	2010030064

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 26, 2013

Tax Assessment & Valuation

The 2025 property tax bill for 12582 N 825 E was $960 with a homeowner's exemption, up 9.8% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Turkey Creek Township
Unified School District	Wawasee Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (+9.84%) Homeowner's exemption	$254,200 (+23.82%) Land $33,100 Building $221,100	$254,200 (+23.82%) Land $33,100 Building $221,100
2024	$874.00 (+9.8%) Homeowner's exemption	$205,300 (+9.14%) Land $24,000 Building $181,300	$205,300 (+9.14%) Land $24,000 Building $181,300
2023	$796.00 (+4.33%)	$188,100 Land $24,000 Building $164,100	$188,100 Land $24,000 Building $164,100
2022	$763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12582 N 825 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2000–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12582 N 825 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Brightspeed, Watch TV.

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