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12582 Kernan Forest Blvd, Jacksonville, FL 32225 Property Records

Duval County property record for 12582 Kernan Forest Blvd, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,903 sqft · built 2004
Lot Size0.234 acres (10,182 sqft)
Owner2 Individual Names on Record
Last Sale$259,900 (Jun 2015)
Tax Bill$366 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN161020-2895

Property Details

APN / Parcel Number

Primary APN161020-2895

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,903 sqft Living Area
Gross Area3,457 sqft
1st Floor Area2,122 sqft
Upper Floors Area355 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,182 sqft (0.234 acres)
Garage TypeAttached
Garage Area519 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12582 KERNAN FOREST BLVD
CityJACKSONVILLE
StateFL
Zip32225-5588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56-12 10-2S-28E .23 KERNAN FOREST PT LOT 91 RECD O/R 17208-563
Legal Range28E
Legal Township02S
Legal Section10
Legal SubdivisionKERNAN FOREST
Legal Lot Number91
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3000
Census Tract14335

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12582 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2015 · Amount on Record
Deed SaleJun 22, 2015 · Amount on Record
Prior SaleOct 4, 2005 · Amount on Record
Deed Document Number2015142139
Deed Book / Page17208 / 563
Prior Transfer DateMar 9, 2004
Prior Transfer Doc0000109594
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12582 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5588
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12582 KERNAN FOREST BLVD, JACKSONVILLE, FL 32225-5588

Mortgage

Document Number0205191157
DateDec 7, 2022
Book Page20519/1157
Instrument2022298215
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2042

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,533 (+2.7%)$414,173 (+3.36%) Land $132,291 Building $281,882
2025$366.00 (+89.64%) Homeowner's exemption Veteran's exemption$400,714 (+5.61%) Land $125,000 Building $275,714$400,714 (+5.61%) Land $125,000 Building $275,714
2024$193.00 (-96.97%)
2023$6,367.00 (+18.39%)$379,433 (+16.63%) Land $100,000 Building $279,433$379,433 (+16.63%) Land $100,000 Building $279,433
2022$5,378.00$325,321 Land $70,000 Building $255,321$325,321 Land $70,000 Building $255,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber, Verizon.

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