12581 Flagg Dr, Lafayette, CO 80026 Property Records

Boulder County property record for 12581 Flagg Dr, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,316 sqft · built 1981
Lot Size	2.2 acres (95,866 sqft)
Owner	2 Individual Names on File
Last Sale	$974,000 (Mar 2025)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1575-01-1-02-003`

Property Details

APN / Parcel Number

Primary APN	`1575-01-1-02-003`
Alternative APNs	`R0021758` `0021758`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	95,866 sqft
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0021758
Street Address	12581 FLAGG DR
City	LAFAYETTE
State	CO
Zip	80026-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 4 IRVINGTON REPLAT A
Legal Range	69
Legal Township	1S
Legal Section	01
Legal Subdivision	IRVINGTON REPLAT A - LAV
Legal Block	2
Legal Lot Number	4
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	2
Census Block	2004
Census Tract	60802

Owner

12581 Flagg Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Construction Mortgage LEGACY GROUP CAPITAL LLC
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 5, 2018	Warranty Deed, Transfer · Conventional with PMI ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	20254078063
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	0001373938
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501

Mortgage

Document Number	0004118933
Date	Feb 9, 2026
Instrument	4118933

Lender

Name	LEGACY GROUP CAPITAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Aug 1, 2027

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501

Mortgage

Document Number	0004012400
Date	Jun 27, 2023
Instrument	4012400

Lender

Name	ZB NA
Type	Bank
Address	BOULDER, CO 80304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003953026
Date	Mar 28, 2022
Instrument	3953026

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003786323
Date	May 27, 2020
Instrument	3786323

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Document Number	0003767805
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12581 FLAGG DR LAFAYETTE CO 800269501, LAFAYETTE, CO 80026-9501

Mortgage

Document Number	0003767805
Date	Feb 25, 2020
Instrument	3767805

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 5, 2018
Property Address	12581 FLAGG DR, LAFAYETTE, CO 80026-9501
Document Number	0003658994
Instrument Date	Jun 4, 2018
Instrument	3658994
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12581 FLAGG DR LAFAYETTE CO 800269501, LAFAYETTE, CO 80026-9501

Mortgage

Document Number	3658995
Date	Jun 5, 2018
Instrument	3658995

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12581 Flagg Dr was $4,033.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,328 (-0.96%) Land $23,603 Building $24,725	$780,700 (-) Land $417,100 Building $363,600
2025	$4,033.00	$48,794 Land $26,069 Building $22,725	$780,700 Land $417,100 Building $363,600
2023	$4,030.00 (+32.04%)	$58,652 (+53.86%) Land $18,874 Building $39,778	$875,400 (+59.6%) Land $281,700 Building $593,700
2022	$3,052.00	$38,121 Land $18,501 Building $19,620	$548,500 Land $266,200 Building $282,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12581 Flagg Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12581 Flagg Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LiveWireNet Fixed Wireless	250 / 100
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

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