Steuben County and Wayne Town property record for 12581 E Lake Rd, Hammondsport, NY 14840
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 940 sqft · built 1982 |
| Lot Size | 0.619 acres (27,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,000 (Sep 2002) |
| Tax Bill | $8,784 (2026) |
| APN | KL010 |
| Primary APN | KL010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 27,000 sqft (0.619 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 568 sqft |
| Shed | 1 Shed |
| Shed Area | 56 sqft |
| Boat Access | Boat Access |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | KL010 |
|---|---|
| Street Address | 12581 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7013 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LFR-1 |
| Legal Description | 100 FT LF |
| Legal Block | 1 |
| Legal Lot Number | 21.110 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 961500 |
12581 E Lake Rd, a residential property, is owned by two individuals who bought it in September 2002.
Source: Steuben County and Wayne Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 W WASHINGTON ST, BATH, NY 14810-1423 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2002 · Amount on File |
| Deed Sale | Sep 16, 2002 · Amount on File |
| Deed Book / Page | 1783 / 133 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12581 E Lake Rd was $8,784, up 3.1% from the year before.
Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayne Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,784.00 (+3.12%) | ||
| 2025 | $8,518.00 | $511,500 Land $403,700 Building $107,800 | $700,685 Land $553,014 Building $147,671 |
| 2023 | $511,500 (-) Land $403,700 Building $107,800 | $555,978 (+8.7%) Land $438,804 Building $117,174 | |
| 2022 | $511,500 Land $403,700 Building $107,800 | $511,500 Land $403,700 Building $107,800 | |
| 2021 | $4,235.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12581 E Lake Rd; 30 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12581 E Lake Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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