12581 Carmichael Cir, Irwin, PA 15642 Property Records

Westmoreland County property record for 12581 Carmichael Cir, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Details2,459 sqft · built 2006
Lot Size0.678 acres (29,560 sqft)
OwnerIndividual Name on Record
Last Sale$329,903 (Aug 2006)
Tax Bill$7,733 (2026)
Deeds & MortgagesJan 2021 Line of Credit
APN54-14-04-0-043

Property Details

APN / Parcel Number

Primary APN54-14-04-0-043
Alternative APN
  • 0540140040043

Interior

Stories2 Stories
Building Area2,459 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area29,560 sqft (0.678 acres)
Lot Dimensions299 ft deep x 98.8 ft wide

Location & Zoning

Street Address12581 CARMICHAEL CIR
CityIRWIN
StatePA
Zip15642-7031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4104 & HSE FRANKLIN FARMS PH 4 98.84 X 299.07 X IR
Legal SubdivisionFRANKLIN FARMS PLAN OF LOTS PHASE IV
Legal Phase4
Legal Lot Number4104
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group1
Census Block1016
Census Tract803400

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12581 CARMICHAEL CIR, IRWIN, PA 15642-7031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2006 · Amount on Record
Deed SaleAug 1, 2006 · Amount on Record
Prior SaleApr 24, 2006 · Amount on Record
Deed Document Number200637587
Prior Transfer DateApr 21, 2006
Prior Transfer Doc0000037587
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address12581 CARMICHAEL CIR, NORTH HUNTINGDON, PA 15642-7031
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001407
DateJan 11, 2021
Instrument202101110001407
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,733.00 (+2.57%)$55,300 (-) Land $8,830 Building $46,470
2025$7,539.00 (+8.35%)$55,300 (-) Land $8,830 Building $46,470
2024$6,958.00$55,300 Land $8,830 Building $46,470
1972$55,300 Land $8,830 Building $46,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1983–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carmichael Cir

Nearby Streets

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