Oakland County property record for 1258 Jay St, Waterford, MI 48327
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,236 sqft · built 1998 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Aug 2010) |
| Tax Bill | $1,019 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-32-402-081 |
| Primary APN | W-13-32-402-081 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 1,786 sqft (0.041 acres) |
| Lot Dimensions | 600 ft deep x 1 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1258 JAY ST |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-2927 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R9E, SEC 32 OAKLAND COUNTY CONDOMINIUM PLAN NO 1095 HIDDEN POND BLDG 1, UNIT 3 L 18126 P 756 2-23-98 FR 078 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 03 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 3 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 145502 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1258 JAY ST, WATERFORD, MI 48327-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2010 · Amount on Record |
| Deed Sale | Aug 2, 2010 · Amount on Record |
| Prior Sale | Apr 9, 2003 · Amount on Record |
| Deed Document Number | 2010137596 |
| Deed Book / Page | 42252 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1258 JAY ST, WATERFORD, MI 48327-2927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000194117 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 51195/00635 |
| Instrument | 194117 |
| Name | OAKLAND COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | WATERFORD, MI 48327 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Sep 16, 2032 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,019.00 (-39.74%) Homeowner's exemption | $104,950 (+32.1%) | $209,900 (+32.1%) |
| 2024 | $1,691.00 (+17.59%) | ||
| 2023 | $79,450 | $158,900 | |
| 2021 | $1,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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