Watauga County property record for 1258 Fork Ridge Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,524 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Dec 2018) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1975-60-0591-000 |
| Primary APN | 1975-60-0591-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 576 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1786111 |
|---|---|
| Street Address | 1258 FORK RIDGE RD |
| City | VILAS |
| State | NC |
| Zip | 28692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REMAINING ACREAGE |
| Legal Subdivision | REMAINING ACREAGE |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 920200 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8118 WITTY RD, SUMMERFIELD, NC 27358-9309 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on Record |
| Deed Sale | Dec 5, 2018 · Amount on Record |
| Deed Document Number | 2018674671 |
| Deed Book / Page | 2004 / 866 |
| Prior Transfer Date | Dec 13, 2013 |
| Prior Transfer Doc | 0017420601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | FORK RIDGE RD, VILAS, NC 28692 |
| Document Number | 0019650756 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1258 FORK RIDGE RD ZIONVILLE NC 28698, ZIONVILLE, NC 28698 |
| Document Number | 0019650756 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 001965/000756 |
| Instrument | 667314 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 26, 2058 |
| Rate | 3.87% |
|---|
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,800 (-) Land $73,600 Building $457,200 | ||
| 2025 | $2,068.00 (+0.58%) | $530,800 (-) Land $73,600 Building $457,200 | |
| 2024 | $2,056.00 | $530,800 Land $73,600 Building $457,200 | |
| 2023 | $530,800 Land $73,600 Building $457,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1989–2024) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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