Pinellas County property record for 12576 115th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1985 |
| Lot Size | 0.167 acres (7,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Aug 2014) |
| Tax Bill | $3,733 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8131-7 |
| Primary APN | C62-000-749-8131-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,261 sqft (0.167 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101390 |
|---|---|
| Street Address | 12576 115TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AVON RIDGE LOT 69 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | AVON RIDGE |
| Legal Tract | 1970 |
| Legal Lot Number | 69 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 25307 |
12576 115th St is owned and occupied by two individuals who bought it in August 2014.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12576 115TH ST, LARGO, FL 33778-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Prior Sale | Mar 31, 2003 · Amount on File |
| Deed Document Number | 2014216154 |
| Deed Book / Page | 18480 / 2684 |
| Transfer Doc | 1086001486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12576 115TH ST, LARGO, FL 33778-2503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 12576 115TH ST, LARGO, FL 33778-2503 |
| Document Number | 0212130853 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 21213/853 |
| Instrument | 2020311219 |
| Name | UNITED HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 12576 115th St was $3,733 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,733.00 Homeowner's exemption | $238,836 | $423,838 Land $140,172 Building $283,666 |
| 2023 | $3,464.00 (+3.1%) Homeowner's exemption | $225,345 (+3%) | $336,669 (+14.18%) Land $149,651 Building $187,018 |
| 2022 | $3,360.00 Homeowner's exemption | $218,782 | $294,857 Land $151,581 Building $143,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12576 115th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12576 115th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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