12575 N Arrowhead Ln, Spokane, WA 99208 Property Records

Spokane County property record for 12575 N Arrowhead Ln, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,252 sqft · built 2023
Lot Size9.98 acres (435,164 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Aug 2022)
Tax Bill$10,911 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26102.9034

Property Details

APN / Parcel Number

Primary APN26102.9034

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,252 sqft Living Area
Gross Area4,087 sqft
1st Floor Area2,829 sqft
2nd Floor Area423 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,164 sqft
Garage TypeAttached
Garage Area835 sqft
Parking Spaces3 Parking Spaces
Patio Area336 sqft
Canopy596 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address12575 N ARROWHEAD LN
CitySPOKANE
StateWA
Zip99208-2113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal Description10-26-42: SE1/4 OF NW1/4 OF NW1/4
Legal Range42
Legal Township26
Legal Section10
JurisdictionSPOKANE WA
Township / Civil DivisionDEER PARK
Census Block Group1
Census Block1037
Census Tract10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12XXX N ARROWHEAD LN, SPOKANE, WA 99208
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
NUMERICA CREDIT UNION
Aug 10, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 1, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
KENNETH COOK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleMar 1, 2022 · Amount on Record
Deed Document Number20227230915
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJul 13, 2026
Property Address12575 N ARROWHEAD LN, SPOKANE, WA 99208-2113
Document Number0007501483
Instrument DateJul 7, 2026
Instrument20267501483
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12575 N ARROWHEAD LN, SPOKANE, WA 99208-2113

Mortgage

Document Number0007501483,
DateJul 13, 2026
Instrument20267501483
Lender
NameNUMERICA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 25, 2051
Interest
Rate6.52%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 10, 2022
Property Address12575 N ARROWHEAD LN, SPOKANE, WA 99208-2113
Document Number0007230915
Instrument DateAug 4, 2022
Instrument7230915
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$4,645.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12XXX N ARROWHEAD LN, SPOKANE, WA 99208

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMar 1, 2022
Property Address12575 N ARROWHEAD LN, SPOKANE, WA 99208-2113
Document Number0007185028
Instrument DateMar 1, 2022
Instrument7185028
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,005.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13408 E CROWN AVE, SPOKANE VALLEY, WA 99216-3062

Mortgage

Document Number0007185029
DateMar 1, 2022
Instrument7185029
Lender
NameKENNETH COOK
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,911.00 (+0.84%)$1,071,220 (-1.97%) Land $246,420 Building $824,800$1,071,220 (-1.97%) Land $246,420 Building $824,800
2025$10,820.00 (+7.67%)$1,092,710 (+375.26%) Land $264,410 Building $828,300$1,092,710 (+375.26%) Land $264,410 Building $828,300
2024$10,049.00 (+368.92%)$229,920 (+34.1%) Land $229,920$229,920 (+34.1%) Land $229,920
2023$2,143.00 (+8.73%)$171,450 Land $171,450$171,450 Land $171,450
2022$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of Washington
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wind Wireless
Fixed Wireless
100 / 20
Ziply Fiber
Fixed Wireless
25 / 5

May also be available: CenturyLink, T-Mobile.

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