12573 Amy Way, Lakeside, CA 92040 Property Records

San Diego County property record for 12573 Amy Way, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,619 sqft · built 1999
Lot Size	0.23 acres (10,007 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,355 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`394-421-13-00`

Property Details

APN / Parcel Number

Primary APN	`394-421-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,619 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,007 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12573 AMY WAY
City	LAKESIDE
State	CA
Zip	92040-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 013342
Legal Subdivision	LAKESIDE 4811
Legal Tract	013342
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16807

Owner

Source: San Diego County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AVEX FUNDING CORP
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jan 28, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2015
Deed Sale	Mar 30, 2015
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Document Number	2015150960
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	0000761120
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2026
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Document Number	0000218436
Instrument Date	Jul 21, 2026
Instrument	2026218436
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12573 AMY WAY, LAKESIDE, CA 92040-4591

Mortgage

Document Number	0000218436,
Date	Jul 30, 2026
Instrument	2026218436

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 28, 2051

Interest

Rate	6.49%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12573 AMY WAY, LAKESIDE, CA 92040-4591

Mortgage

Document Number	0000702358
Date	Oct 7, 2021
Instrument	2021-0702358

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12573 AMY WAY, LAKESIDE, CA 92040-4591

Mortgage

Document Number	0000121723
Date	Feb 17, 2021
Instrument	2021-0121723

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342902
Date	Jul 28, 2017
Instrument	2017-0342902

Lender

Name	AVEX FUNDING CORP
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008240
Date	Jan 9, 2018
Instrument	2018-0008240

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12573 AMY WAY, LAKESIDE, CA 92040-4591
Document Number	0000056474
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12573 AMY WAY LAKESIDE CA 920404591, LAKESIDE, CA 92040-4591

Mortgage

Document Number	0000056474
Date	Feb 2, 2017
Instrument	56474

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,680 (+2%) Land $177,848 Building $303,832
2025	$6,355.00 (+6.9%) Homeowner's exemption	$472,236 (+4.04%) Land $174,361 Building $297,875
2023	$5,945.00 (+1.96%) Homeowner's exemption	$453,901 Land $167,592 Building $286,309
2022	$5,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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